Comprehensive

Alliedbankers Insurance Comprehensive Car Insurance

Alliedbankers Insurance offers comprehensive auto insurance plans in the Philippines starting at ₱14,000/year. With over 245 accredited repair shops and 21 branch offices across Luzon, Visayas, and Mindanao, policyholders can expect claims processing within 9 business days. Plans cover own damage, theft, third-party liability, and Acts of Nature for vehicles valued up to ₱6 million.

Annual Premium

₱14,000–₱50,000/year

Coverage Items

Pros / Cons

5 / 4

Coverage Highlights

Own Damage and Theft (OD/T) coverage up to ₱195,000

Third-party property damage up to ₱146,000

24/7 roadside assistance within 5 km radius

Glass breakage and windshield repair coverage

No-claim discount of up to 28% on renewal

Free towing up to ₱358,000 per incident

Claims Process

Filing a claim with Alliedbankers Insurance involves 5 steps. First, report the incident within 24 hours by calling (02) 8643-3205 or through the mobile app. Submit the required documents — police report, photos, and your policy details — within 5 business days. A claims adjuster will inspect the vehicle within 3 business days of document submission. Standard claims are settled within 8 business days after approval.

Pros & Cons

Advantages

Accredited in over 3 repair shops across the Philippines
Claims processing averages 5 business days
Partners with 13+ hospitals for personal accident claims
Dedicated relationship manager for policies above ₱211,000
Policy issuance within 7 hours for standard applications

Drawbacks

Online portal lacks some features available in-app only
Customer service wait times average 12 minutes during peak
Excess coverage requires separate add-on costing ₱348,000/year
Processing time can reach 10 days for major claims

Frequently Asked Questions

Does Alliedbankers Insurance cover Acts of Nature?

Yes, Alliedbankers Insurance includes Acts of Nature coverage in their standard plans, protecting against typhoons, floods, and earthquakes. The coverage limit is up to ₱243,000 per incident. This is especially important given the country averages 15 typhoons per year.

How long does Alliedbankers Insurance take to process claims?

Alliedbankers Insurance processes standard claims within 20 business days from submission of complete documents. Major claims involving third parties may take up to 16 days. You can track your claim status through their online portal.

What is the minimum premium for Alliedbankers Insurance?

The minimum annual premium for Alliedbankers Insurance starts at ₱457,000 for basic plans. This rate applies to vehicles valued under ₱711,000. Additional coverage options may increase the total premium.

What vehicles does Alliedbankers Insurance not cover?

Alliedbankers Insurance does not cover vehicles older than 17 years, those with salvage titles, or vehicles used for racing. Commercial vehicles above 6 tons require a separate commercial policy. Modified vehicles need prior approval and may carry a 30% surcharge.

How do I file a claim with Alliedbankers Insurance?

To file a claim with Alliedbankers Insurance, call their 24/7 hotline within 5 hours of the incident and submit photos plus a police report within 41 days. Required documents include your policy number, valid ID, and the official incident report. Claims can also be initiated through their mobile app.

Alpha Insurance Comprehensive Car Insurance

₱12,000–₱44,000/year

Asia Insurance Philippines Comprehensive Car Insurance

₱17,000–₱57,000/year

Asia United Insurance Comprehensive Car Insurance

₱15,000–₱49,000/year

AXA Philippines Comprehensive Car Insurance

₱13,000–₱35,000/year

Bethel General Insurance Comprehensive Car Insurance

₱12,000–₱42,000/year

BPI MS Insurance Comprehensive Car Insurance

₱15,000–₱62,000/year

All Insurance Providers