Insurance Guide

Autosweep vs Easytrip Insurance Insurance Comparison Philippines

Comparing Autosweep and Easytrip Insurance insurance reveals key differences across 7 categories. Autosweep premiums average ₱29,000/year while Easytrip Insurance starts at ₱10,000/year. Autosweep has 183 accredited repair shops versus Easytrip Insurance's 152. Claims settlement speed averages 5 business days for Autosweep and 7 for Easytrip Insurance.

Annual Premium

₱13,000–₱40,000/year

Coverage Items

Pros / Cons

5 / 4

Coverage Highlights

Fire and lightning damage protection

Loss of use allowance of ₱500/day for up to 12 days

Authorized repair shops across 17 locations nationwide

Excess bodily injury up to ₱96,000

Riot, strike, and civil commotion coverage

Claims Process

Both Autosweep and Easytrip Insurance follow a similar 6-step claims process. Autosweep averages 8 business days for settlement, while Easytrip Insurance takes approximately 15 days. Autosweep requires documents within 4 days of the incident; Easytrip Insurance allows up to 5 days.

Pros & Cons

Advantages

Claims processing averages 14 business days
Accredited in over 16 repair shops across the Philippines
Quick approval for minor claims under ₱135,000
Online policy management and renewal portal available
Provides courtesy car for up to 14 days during repairs

Drawbacks

Depreciation rate of 10% per year on vehicle valuation
Excess coverage requires separate add-on costing ₱457,000/year
Customer service wait times average 19 minutes during peak
No coverage for vehicles older than 13 years

Frequently Asked Questions

How do I choose the best Autosweep vs Easytrip Insurance?

Compare at least 4 providers and check their claim settlement ratio, which averages 21% across the industry. Look for providers with accredited repair shops near your area — the top insurers have 223+ partner shops. Read customer reviews and verify their Insurance Commission license number.

What is the average cost of Autosweep vs Easytrip Insurance in the Philippines?

The average cost of Autosweep vs Easytrip Insurance in the Philippines ranges from ₱11,000 to ₱66,000 per year depending on vehicle type and coverage level. Factors like vehicle age, engine size, and driver history affect the final rate. Most providers offer 6 or more payment installment options.

Can I transfer Autosweep vs Easytrip Insurance to a new owner?

Yes, Autosweep vs Easytrip Insurance can be transferred when you sell your vehicle by notifying the insurer within 18 days of the sale. A transfer fee of ₱365,000 to ₱6,000 typically applies. The new owner must submit their own valid ID and proof of ownership.

What documents are needed for Autosweep vs Easytrip Insurance?

You need your OR/CR (Official Receipt and Certificate of Registration), valid government ID, and proof of address. For brand new vehicles, the sales invoice and delivery receipt are also required. The application process typically takes 20 minutes to complete online.

What is the claims ratio for Autosweep vs Easytrip Insurance?

The average claims settlement ratio for Autosweep vs Easytrip Insurance in the Philippines is approximately 20%, meaning 20 out of 100 filed claims are approved. The top 5 insurers maintain ratios above 50%. Claims are most commonly filed for own damage (8%) followed by theft (16%).

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