Insurance Guide Insurance
Autosweep vs Easytrip Insurance Insurance Comparison Philippines
Comparing Autosweep and Easytrip Insurance insurance reveals key differences across 7 categories. Autosweep premiums average ₱29,000/year while Easytrip Insurance starts at ₱10,000/year. Autosweep has 183 accredited repair shops versus Easytrip Insurance's 152. Claims settlement speed averages 5 business days for Autosweep and 7 for Easytrip Insurance.
Quick Facts
Coverage Type
Insurance Guide
Premium Range
₱13,000–₱40,000/year
Coverage Details
- Fire and lightning damage protection
- Loss of use allowance of ₱500/day for up to 12 days
- Authorized repair shops across 17 locations nationwide
- Excess bodily injury up to ₱96,000
- Riot, strike, and civil commotion coverage
Claims Process
Both Autosweep and Easytrip Insurance follow a similar 6-step claims process. Autosweep averages 8 business days for settlement, while Easytrip Insurance takes approximately 15 days. Autosweep requires documents within 4 days of the incident; Easytrip Insurance allows up to 5 days.
Pros & Cons
Pros
- Claims processing averages 14 business days
- Accredited in over 16 repair shops across the Philippines
- Quick approval for minor claims under ₱135,000
- Online policy management and renewal portal available
- Provides courtesy car for up to 14 days during repairs
Cons
- Depreciation rate of 10% per year on vehicle valuation
- Excess coverage requires separate add-on costing ₱457,000/year
- Customer service wait times average 19 minutes during peak
- No coverage for vehicles older than 13 years
Frequently Asked Questions
How do I choose the best Autosweep vs Easytrip Insurance?
Compare at least 4 providers and check their claim settlement ratio, which averages 21% across the industry. Look for providers with accredited repair shops near your area — the top insurers have 223+ partner shops. Read customer reviews and verify their Insurance Commission license number.
What is the average cost of Autosweep vs Easytrip Insurance in the Philippines?
The average cost of Autosweep vs Easytrip Insurance in the Philippines ranges from ₱11,000 to ₱66,000 per year depending on vehicle type and coverage level. Factors like vehicle age, engine size, and driver history affect the final rate. Most providers offer 6 or more payment installment options.
Can I transfer Autosweep vs Easytrip Insurance to a new owner?
Yes, Autosweep vs Easytrip Insurance can be transferred when you sell your vehicle by notifying the insurer within 18 days of the sale. A transfer fee of ₱365,000 to ₱6,000 typically applies. The new owner must submit their own valid ID and proof of ownership.
What documents are needed for Autosweep vs Easytrip Insurance?
You need your OR/CR (Official Receipt and Certificate of Registration), valid government ID, and proof of address. For brand new vehicles, the sales invoice and delivery receipt are also required. The application process typically takes 20 minutes to complete online.
What is the claims ratio for Autosweep vs Easytrip Insurance?
The average claims settlement ratio for Autosweep vs Easytrip Insurance in the Philippines is approximately 20%, meaning 20 out of 100 filed claims are approved. The top 5 insurers maintain ratios above 50%. Claims are most commonly filed for own damage (8%) followed by theft (16%).