Country Bankers Car Insurance
Country Bankers Insurance Corporation (formerly Country Bankers Insurance & Surety Co., Inc.)
By Aditya AmanPublished Oct 3, 2026Updated Oct 4, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.Country Bankers Insurance, founded in 1960 by two rural bankers, sells a Motorcar Insurance policy that lists theft and own damage, CTPL, excess bodily injury, property damage, passenger accident and earthquake, typhoon and flood cover. Apply or claim through the Ermita head office on (02) 8524-0621, weekdays 8 AM to 3 PM, or cbic@countrybankers.com.
Licensed under non-life Certificate of Authority 2025/48-R, on the Insurance Commission list of 31 August 2026 (official source).
What Country Bankers Insurance sells
Motorcar Insurance
- Loss and damage: theft or own damage
- CTPL: injuries to third parties, up to ₱200,000
- Excess bodily injury
- Third-party property damage
- Auto personal accident for the driver and unnamed passengers
- Acts of nature: earthquake, typhoon and flood
Buy through: Application form from Country Bankers' non-life site, Email cbic@countrybankers.com, Country Bankers branches.
Country Bankers Insurance coverage at a glance
- Own damage and theft
- Included
- Excess bodily injury
- Included
- Third-party property damage
- Included
- Auto personal accident
- Included. Driver and unnamed passengers
How to file a Country Bankers Insurance claim
- Call or email the head office
Use (02) 8524-0621, Monday to Friday, 8 AM to 3 PM, or cbic@countrybankers.com. Give your policy number and what happened.
- Ask for the document list for your claim type
Get it in writing before you send papers, so the review is not held for a missing item. The usual set is in the motor claim checklist.
Before you buy
- Ask whether acts of nature (flood, typhoon, earthquake) and riot, strike and civil commotion are in your quote. The IC standard Private Car Policy (official source) excludes them unless added as an optional cover.
- Ask for the participation (deductible) in writing. Unless the insurer states its own figure, the IC motor tariff (official source) sets the higher of ₱2,000 or 0.5% of the sum insured.
- Parts are depreciated on own-damage claims once the car is over 3 years old, from 20% up to 40% by age, under the standard policy (official source). A total loss is settled differently.
- Tell the insurer as soon as possible after an accident, with full details, and keep every claim document. For carnapping, the policy (official source) also asks for immediate notice to the police.
- If the car is financed, name the bank as mortgagee: how to insure a financed vehicle.
- Your policy schedule and wording decide what is paid. For a dispute the insurer cannot settle, the Insurance Commission's public assistance desk takes complaints: how to file a claim.
Country Bankers Insurance contact
- Address
- Country Bankers Centre, 648 T.M. Kalaw Avenue, Ermita, Manila
About Country Bankers Insurance
- Founded
- 1960
Country Bankers Insurance questions
Is Country Bankers Insurance the same as Country Bankers Life and General?
No. Country Bankers Insurance Corporation is the non-life company, licence 2025/48-R. Country Bankers Life and General Insurance Corporation is a separate composite, licence 2025/75-O, valid 20 June 2025 to 31 December 2027.
Both are on the IC list of 31 August 2026 (official source); the non-life company writes the car policy.
What does Country Bankers car insurance cover?
Theft and own damage, CTPL, excess bodily injury and third-party property damage. Auto personal accident covers the driver and unnamed passengers.
Earthquake, typhoon and flood fall under acts of nature. Confirm on the quote that it is included, because the standard IC policy leaves it out unless added.
How do I apply for Country Bankers motorcar insurance?
Fill in the Country Bankers application form, or send a request by email or through a branch. Estimate the premium on your car's value before you apply.
CTPL on its own is ₱560 a year for a private car. That premium comes from IC Memorandum Circular 4-2006 (official source), still in force in 2026.
How do I file a claim with Country Bankers?
Call the Ermita head office on (02) 8524-0621, weekdays 8 AM to 3 PM, or email cbic@countrybankers.com. Have the papers in the motor claim checklist ready.
When was Country Bankers founded?
On 17 October 1960, by rural bankers Don Jose E. Desiderio Sr. and Don Alfredo L. Montelibano Sr. Its head office is Country Bankers Centre on T.M. Kalaw Avenue. Other insurers are on the car insurance hub.
