PGA Sompo Car Insurance

PGA Sompo Insurance Corporation (formerly PGA Sompo Japan Insurance, Inc.)

By Aditya AmanPublished Oct 3, 2026Updated Oct 4, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.

PGA Sompo, the 1991 joint venture of Prudential Guarantee and Japan's Sompo Holdings, sells Comprehensive Motor Vehicle Insurance and standalone CTPL (official source). A privately used car it insures gets free Roadside Rescue around the clock on +63 917 562 2100. Claims start on an online notification form.

Call +63 917 562 2100 Official site

Licensed under Certificate of Authority 2025/15-R, on the Insurance Commission list of 31 August 2026 (official source), separate from Prudential Guarantee's own licence.

What PGA Sompo sells

Comprehensive Motor Vehicle Insurance

Free 24/7 Roadside Rescue, for privately used cars only
Also sold for business vehicles under PGA Sompo's business insurance

Compulsory Third Party Liability (CTPL)

Third-party bodily injury or death, up to ₱200,000 under IC Memorandum Circular 2024-01 (official source)

Buy through: Inquiry form on PGA Sompo's site, Online payment for policyholders.

PGA Sompo coverage at a glance

Roadside assistance: Included. Free Roadside Rescue, 24/7, private cars only

Compare every insurer.

How to file a PGA Sompo claim

File the online claim notice
Use the Claim Notification Form on PGA Sompo's claims portal (official source), or email claims@pgasompo.com. Have your Confirmation of Cover or policy number ready; the form asks for it.
Take the call
A PGA Sompo representative reaches out after you submit. That call is the sign the notice landed.
Follow it online
The same claims portal has a status check for filed claims. If the car is stuck on the road, call the roadside line instead.

Before you buy

Ask whether acts of nature (flood, typhoon, earthquake) and riot, strike and civil commotion are in your quote. The IC standard Private Car Policy (official source) excludes them unless added as an optional cover.
Ask for the participation (deductible) in writing. Unless the insurer states its own figure, the IC motor tariff (official source) sets the higher of ₱2,000 or 0.5% of the sum insured.
Parts are depreciated on own-damage claims once the car is over 3 years old, from 20% up to 40% by age, under the standard policy (official source). A total loss is settled differently.
Tell the insurer as soon as possible after an accident, with full details, and keep every claim document. For carnapping, the policy (official source) also asks for immediate notice to the police.
If the car is financed, name the bank as mortgagee: how to insure a financed vehicle.
Your policy schedule and wording decide what is paid. For a dispute the insurer cannot settle, the Insurance Commission's public assistance desk takes complaints: how to file a claim.

PGA Sompo contact

Hotline: +63 917 562 2100
Phone: (02) 8811-3417 (Mon to Fri, 8:30 AM to 5:30 PM)
Email: claims@pgasompo.com
Address: 5th Floor Corinthian Plaza, 121 Paseo de Roxas, Legazpi Village, Makati City 1229

About PGA Sompo

Founded: 1991
Group: Joint venture of Prudential Guarantee and Assurance, Inc. and Sompo Holdings (Japan)

PGA Sompo questions

Is PGA Sompo the same as Prudential Guarantee?

No. They are two separately licensed insurers on the IC list of 31 August 2026 (official source).

PGA Sompo holds Certificate of Authority 2025/15-R, while Prudential Guarantee holds 2025/64-R. Prudential Guarantee is one partner in PGA Sompo; Sompo Holdings of Japan is the other.

Did PGA Sompo change its name?

Its last change took effect on 5 February 2015, from PGA Sompo Japan Insurance to PGA Sompo Insurance Corporation. The IC list of 31 August 2026 still uses that name.

Does PGA Sompo car insurance include roadside assistance?

Yes, for private cars only. A car insured for business use does not get the free Roadside Rescue, per PGA Sompo's motor page (official source).

The emergency line is +63 917 562 2100 by call, Viber or WhatsApp. Compare other insurers' roadside programmes.

How do I file a PGA Sompo car claim?

Submit the online Claim Notification Form, or email claims@pgasompo.com. Keep your Confirmation of Cover or policy number ready.

The claims guide lists the papers a motor claim usually needs.

How much does PGA Sompo car insurance cost?

PGA Sompo quotes comprehensive cover per car through its inquiry form. To check a quote, compute the premium with the taxes added.

CTPL on its own is ₱560 a year for a private car. That premium comes from IC Memorandum Circular 4-2006 (official source), still in force in 2026.

What are PGA Sompo's office hours and phone number?

The trunk line is (02) 8811-3417, Monday to Friday, 8:30 AM to 5:30 PM, per PGA Sompo's contact page (official source). Emergencies outside those hours go to +63 917 562 2100.

Sources

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