Travelers Insurance Comprehensive Car Insurance
Travelers Insurance offers comprehensive auto insurance plans in the Philippines starting at ₱18,000/year. With over 84 accredited repair shops and 24 branch offices across Luzon, Visayas, and Mindanao, policyholders can expect claims processing within 8 business days. Plans cover own damage, theft, third-party liability, and Acts of Nature for vehicles valued up to ₱7 million.
Quick Facts
Coverage Type
Comprehensive
Premium Range
₱18,000–₱46,000/year
Coverage Details
- Acts of Nature coverage (typhoon, flood, earthquake)
- Personal accident coverage for driver and up to 12 passengers
- 24/7 roadside assistance within 10 km radius
- Bodily injury liability up to ₱57,000 per person
- Own Damage and Theft (OD/T) coverage up to ₱263,000
Claims Process
Filing a claim with Travelers Insurance involves 6 steps. First, report the incident within 24 hours by calling (02) 8463-9114 or through the mobile app. Submit the required documents — police report, photos, and your policy details — within 5 business days. A claims adjuster will inspect the vehicle within 3 business days of document submission. Standard claims are settled within 6 business days after approval.
Pros & Cons
Pros
- Offers no-claim discount of up to 19% after 1 year
- Claims processing averages 17 business days
- Coverage extends to natural calamities common in PH
- Accredited in over 20 repair shops across the Philippines
- Accepts installment payments up to 14 months interest-free
Cons
- Online portal lacks some features available in-app only
- Premium increases by 18% after a claim within 12 months
- No coverage for vehicles older than 18 years
- Excess coverage requires separate add-on costing ₱459,000/year