Travellers Car Insurance

Travellers Insurance & Surety Corporation (TRISCO)

By Aditya AmanPublished Oct 3, 2026Updated Oct 4, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.

TRISCO writes one Motor Vehicle Comprehensive Insurance (official source) policy across five classes: private car, commercial vehicle, motorcycle, motor trade and land transport. Typhoon damage is an added acts-of-nature cover, and claims run through a separate claims desk on 0917 129 9359.

Call 0917 129 9359 Get an online quote Official site

Licensed under Certificate of Authority 2025/63-R, on the Insurance Commission list of 31 August 2026 (official source). The IC lifted its 2024 cease and desist order on 4 December 2024 (official source).

What Travellers Insurance sells

Motor Vehicle Comprehensive Insurance

Own damage: collision, overturning, fire or malicious act
Theft of the car, its accessories and parts
CTPL: third-party death or bodily injury, up to ₱200,000
Excess bodily injury above CTPL
Third-party property damage
Personal accident rider for passengers (voluntary)
Acts of nature, typhoon damage included (additional cover)

Other motor classes

Commercial vehicle
Motorcycle
Motor trade
Land transportation operators

Buy through: Online quote request form, Underwriting line +63 922 859 5547.

Travellers Insurance coverage at a glance

Own damage and theft: Included
Excess bodily injury: Included
Third-party property damage: Included. Paid once the policyholder's liability is determined
Auto personal accident: Optional. Voluntary rider for passengers
Acts of nature: Optional. Additional cover; typhoon damage named

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How to file a Travellers Insurance claim

Call or email the claims desk
Use 0917 129 9359 or claims.trisco@gmail.com, the contacts on TRISCO's claims inquiry page (official source). Have your policy number ready.
Send the full checklist
The claims department starts its review only once every document for your claim type is in. A missing estimate or photo holds the whole claim.
- Copy of the policy and premium receipt
- Police report and sketch, or an affidavit
- At least three repair estimates from reputable shops
- Photos from four angles showing the damage and plate
Wait for the claims team's call
After review, the claims department coordinates with you on the result. That call is the sign your file is complete.

Documents to have ready

9 of 9 still to gather

Copy of the policy
Official receipt of the premium
LTO certificate of registration with official receipt
Driver's licence with official receipt
Pencil stencil of the motor and serial numbers
Police report and sketch, or an affidavit
At least three competitive repair estimates
Four-angle photos showing the damage and plate number
Victim's medical certificate, hospital bill and receipts (third-party injury)

Before you buy

Ask whether acts of nature (flood, typhoon, earthquake) and riot, strike and civil commotion are in your quote. The IC standard Private Car Policy (official source) excludes them unless added as an optional cover.
Ask for the participation (deductible) in writing. Unless the insurer states its own figure, the IC motor tariff (official source) sets the higher of ₱2,000 or 0.5% of the sum insured.
Parts are depreciated on own-damage claims once the car is over 3 years old, from 20% up to 40% by age, under the standard policy (official source). A total loss is settled differently.
Tell the insurer as soon as possible after an accident, with full details, and keep every claim document. For carnapping, the policy (official source) also asks for immediate notice to the police.
If the car is financed, name the bank as mortgagee: how to insure a financed vehicle.
Your policy schedule and wording decide what is paid. For a dispute the insurer cannot settle, the Insurance Commission's public assistance desk takes complaints: how to file a claim.

Travellers Insurance contact

Claims hotline: 0917 129 9359
Phone: +63 917 506 5643 (8:00 AM to 6:00 PM)
Email: claims.trisco@gmail.com
Address: 10th Floor G.E. Antonio Building, T.M. Kalaw St. corner J. Bocobo St., Ermita, Manila

Travellers Insurance questions

Is Travellers Insurance still licensed in the Philippines?

Yes. TRISCO is on the Insurance Commission list of 31 August 2026 (official source) under Certificate of Authority 2025/63-R. The IC placed it under a cease and desist order and conservatorship (official source) from 1 June 2024.

It lifted both on 4 December 2024, without prejudice to findings from its check of the 2024 annual statement.

Why was Travellers placed under conservatorship?

The IC notice cited the company's inability to comply with RA 10607, the Amended Insurance Code, or an order of the Commission. The conservatorship ran under Section 255 of that Code.

While it lasted, TRISCO could not take insurance business of any kind.

What does Travellers car insurance cover?

Own damage, theft, CTPL, excess bodily injury and third-party property damage, per TRISCO's motor page (official source). Property damage pays only once your liability is determined.

A passenger accident rider is voluntary. Typhoon damage sits in the acts of nature add-on, so a quote without it leaves flood and typhoon loss unpaid.

How much is Travellers car insurance?

TRISCO prices each car through its request-a-quote form, based on the car's value. To test a quote, compute the premium and taxes yourself.

CTPL on its own is ₱560 a year for a private car. That premium comes from IC Memorandum Circular 4-2006 (official source), still in force in 2026.

How many repair estimates does a Travellers claim need?

At least three competitive estimates from reputable shops for own damage, with four-angle photos showing the plate. The general claim process explains the police report and stencil steps.

Sources

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