Safety and driver assistance
4 airbags- ADAS features like adaptive cruise control and lane assist make long drives less taxing, while automatic emergency braking ensures added safety, particularly near toll plazas and merging lanes.
BMW · 2025 model year
BMW M3 Sedan Competition Price Philippines 2026
₱9,690,000 to ₱16,890,000
From ₱162,534 a month with ₱1,938,000 down (20%, 60 months), M3 Sedan Competition Standard
1 variant. Confirm the price with a dealer before you buy.
- Fuel
- Gasoline
- Transmission
- Automatic
- Toll class
- Class 1
By Aditya AmanPublished Jan 15, 2025Updated Feb 1, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.BMW M3 Sedan Competition price in the Philippines 2025
All 1 variant, cheapest first, with the SRP and the monthly payment.
| Variant | Price | Monthly |
|---|---|---|
| M3 Sedan Competition StandardAT · Gasoline | ₱9,690,000 | ₱162,534 |
Monthly: 20% down, 60 months at UnionBank's published brand-new rate. Change the bank, down payment or term.
BMW M3 Sedan Competition monthly payment and down payment
Pick a variant, a bank, a down payment and a term. Rates from our dated bank table are applied, with calculation assumptions shown below (rates checked September 27, 2026); dealer promos are not included.
Monthly payment
₱162,534
for 60 months at UnionBank
- Down payment (20%)
- ₱1,938,000
- Amount borrowed
- ₱7,752,000
- Interest over the loan
- ₱2,000,016
- Total you pay
- ₱11,690,016
UnionBank's published add-on rate for a brand-new car. The bank confirms the final rate after it approves you.
Compare every bank side by sideInsurance quote
₱151,709 to ₱455,127 a year
Comprehensive cover for the M3 Sedan Competition Standard: own damage and theft at 1.25% to 3.75% of the price (Insurance Commission motor tariff, private car), with stamp tax, VAT and local tax. Acts of nature cost extra; the insurer's quote decides the premium.
Compare insurers and what each coversDealer quote
The M3 Sedan Competition Standard at ₱9,690,000 is the list price. Ask a dealer for their cash price, current promo and a loan quote on this variant; they reply by phone or email.
Get a dealer quote for the M3 Sedan Competition StandardBMW M3 Sedan Competition fuel consumption and monthly cost to own
What the M3 Sedan Competition costs a month on your commute
Loan, fuel, tolls and insurance in one figure. Pick your variant and your daily route.
M3 Sedan Competition Standard, a month
₱179,796 to ₱205,081
The range is insurance: premiums differ by insurer.
- Loan payment
- ₱162,534
- ₱1,938,000 down (20%), 60 months at UnionBank's published rate. Change these in the monthly payment calculator above.
- Fuel
- Not included
- We hold no sourced consumption figure for the M3 Sedan Competition, so fuel is left out.
- Tolls
- ₱4,620
- ₱105 each way at Class 1, Bocaue to Balintawak (NLEX, TRB matrix), 22 days
- Insurance
- ₱12,642 to ₱37,927
- Comprehensive, year one, IC tariff band 1.25% to 3.75% of the price plus taxes, spread over 12 months
M3 Sedan Competition fuel consumption
We do not have a sourced fuel or energy consumption figure for the M3 Sedan Competition yet, so we do not estimate its running cost.
The M3 Sedan Competition pays Class 1 tolls on every expressway. Work out the toll for your route, the fuel for your own trip, or which RFID you need.
BMW M3 Sedan Competition specs: engine, dimensions and ground clearance
From our catalogue record, not yet checked against the brand's spec sheet.
Engine and transmission
- Engine
- 2,993 cc
- Power
- 510 hp
- Torque
- 650 Nm
- Transmission
- Automatic
- Fuel
- Gasoline
Size and weight
- Length × width × height
- 4,671 × 1,877 × 1,430 mm
- Ground clearance
- 119 mm
BMW M3 Sedan Competition features and driver assistance
What our catalogue lists for this model. Features can differ by variant; check the trim you want with the dealer.
- 4 airbagsSafety
- Cruise controlDriver assistance
- 119 mm clearanceGround clearance
Still being confirmed trim by trim: adaptive cruise control, lane keep assist, automatic emergency braking. Ask the dealer which variants have them.
BMW M3 Sedan Competition review: pros and cons
The short version, the facts with their sources, then the review topic by topic.
The BMW M3 Sedan Competition 2025 is a car from ₱9,690,000 with 510 hp.
Key facts
- 1The BMW M3 Sedan Competition costs ₱9,690,000 (M3 Sedan Competition Standard) in the Philippines.Source: Luzon SRP
- 2With 20% down (₱1,938,000), the M3 Sedan Competition Standard works out to about ₱162,534 a month over 60 months.Source: UnionBank published rate, checked September 27, 2026; other banks charge more
- 3It comes in 1 variant: M3 Sedan Competition Standard.Source: Expressway.ph car catalogue
- 4The engine makes 510 hp and 650 Nm from 2,993 cc.Source: Spec sheet
- 5It pays Class 1 tolls on every Philippine expressway.Source: TRB vehicle classification
Cite this page: Expressway.ph, "BMW M3 Sedan Competition 2025 price, specs and review", https://www.expressway.ph/cars/bmw/m3-sedan-competition
Review by topic
Gearbox
AUTOMATIC- Merging into fast-moving traffic feels effortless, thanks to the smooth automatic transmission.
- Ideal for navigating the fast lanes of NLEX, SLEX, and CALAX, the M3 Sedan ensures a thrilling driving experience with its automatic transmission system, providing seamless gear shifts.
Fuel economy
- In terms of fuel efficiency, this sports sedan offers a commendable performance, making it a practical choice for long-distance drives while still delivering exhilarating speed.
Comfort and refinement
- The ride comfort is impressive; even at high speeds, the cabin remains quiet, with excellent noise insulation enhancing passenger comfort.
Engine and performance
510 hp- The BMW M3 Sedan Competition excels on the Philippine expressways, such as NLEX and SLEX, where its 3.0L engine delivers a thrilling 510 hp and 650 Nm of torque.
- For Filipino buyers seeking a blend of power, performance, and prestige, the M3 Sedan Competition offers unmatched value, ensuring every journey is an extraordinary experience on the open road.
What works
- The BMW M3 Sedan Competition has a powerful 510 hp engine, providing exceptional acceleration for expressway driving.
- With 650 Nm of torque, the M3 offers impressive performance, allowing for quick overtaking on the expressway.
- The vehicle features an advanced automatic transmission that enhances driving comfort during long trips on expressways.
- It comes equipped with multiple airbags, ensuring a high level of safety for all passengers in case of an accident.
- The M3 Sedan offers spacious cabin space, accommodating up to five passengers comfortably during road trips.
- With a trunk capacity of 480 liters, it provides ample storage for luggage, making it suitable for family trips or weekend getaways.
- The M3 Sedan falls under the Toll Class 1 category, which can save on toll fees compared to larger vehicles.
What to weigh
- The price tag of ₱9,690,000 makes it one of the most expensive sedans in the Philippine market, potentially limiting accessibility for many buyers.
- With a fuel efficiency of around 7 km/L, operating costs can be high, especially on long expressway journeys.
- The M3's sport-tuned suspension may result in a harsher ride quality on uneven Philippine expressway surfaces.
- Its low ground clearance could pose challenges on poorly maintained roads or speed bumps often found in urban areas.
- The advanced technology features may require a learning curve, which can be distracting for some drivers during expressway driving.
- Maintenance and repair costs for a luxury vehicle like the M3 can be significantly higher compared to more mainstream sedans.
BMW M3 Sedan Competition vs similar cars at this price
Cars priced closest to the M3 Sedan Competition's ₱9,690,000 start. Only cars whose price we have checked.
- BMW M4 Coupe CompetitionFrom ₱9,790,000₱100,000 more
- Mercedes-Benz EQSFrom ₱9,990,000₱300,000 more
- BMW X6From ₱9,290,000₱400,000 less
- Great Wall GWM Haval M6From ₱9,000,000₱690,000 less
- BMW i7From ₱10,390,000₱700,000 more
- BMW X7From ₱10,590,000₱900,000 more
- Chevrolet SuburbanFrom ₱8,634,888₱1,055,112 less
- Lexus LXFrom ₱10,788,000₱1,098,000 more
M3 Sedan Competition against its three closest rivals
The first three cars above, the ones priced nearest the M3 Sedan Competition, side by side. A dash means we hold no checked figure.
| Spec | | | | |
|---|---|---|---|---|
| Starting price | ₱9,690,000 | ₱9,790,000 | ₱9,990,000 | ₱9,290,000 |
| Engine | 3.0 L | 3.0 L | Electric | 3.0 L |
| Power | 510 hp | 510 hp | 360 hp | 282 hp |
| Torque | 650 Nm | 650 Nm | – | 650 Nm |
| Gearbox | AUTOMATIC | AUTOMATIC | AUTOMATIC | AUTOMATIC |
| Airbags | 4 | 4 | 5 | 4 |
| Toll class | Class 1 | Class 1 | Class 1 | Class 1 |
Ask a BMW dealer about the M3 Sedan Competition
Send your question and we pass it to a BMW dealer.
Ask a dealer about the BMW M3 Sedan Competition
Goes only to the dealer you pick. Expressway.ph does not sell cars and is not paid per sale.
Other BMW models in the Philippines
- BMW 1 Series (Three Door)Price not checked yet1 variant
- BMW 2 SeriesPrice not checked yet1 variant
- BMW 2 Series Active TourerPrice not checked yet1 variant
- BMW 2 Series CoupeFrom ₱3,690,0001 variant
- BMW 3 Series SedanFrom ₱3,590,0002 variants
- BMW 3 Series TouringFrom ₱3,890,0003 variants
- BMW 4 Series CoupeFrom ₱4,190,0001 variant
- BMW 4 Series Gran CoupeFrom ₱4,890,0001 variant
BMW M3 Sedan Competition FAQ
How much is the BMW M3 Sedan Competition 2025 in the Philippines?
The BMW M3 Sedan Competition costs ₱9,690,000 (Luzon SRP). Dealers adjust prices with promos and stock, so confirm the figure before you pay a reservation fee.
What is the monthly payment for the BMW M3 Sedan Competition?
For the M3 Sedan Competition Standard at ₱9,690,000, a 20% down payment is ₱1,938,000 and the monthly payment is about ₱162,534 over 60 months at UnionBank's published brand-new rate, the lowest in our bank table. Use the calculator on this page to change the bank, down payment and term.
How many variants does the BMW M3 Sedan Competition have?
The BMW M3 Sedan Competition 2025 comes in 1 variant: M3 Sedan Competition Standard. Each variant's price and loan example is listed in the price section of this page.
What toll class is the BMW M3 Sedan Competition?
The BMW M3 Sedan Competition is a Class 1 vehicle on NLEX, SLEX, Skyway, TPLEX, SCTEX, STAR, CAVITEX, CALAX and every other Philippine expressway. Use the toll calculator for the exact fee on your route.
Does the BMW M3 Sedan Competition have adaptive cruise control and safety features?
The BMW M3 Sedan Competition has 4 airbags. We are still confirming adaptive cruise, lane keep assist and automatic emergency braking trim by trim, so ask the dealer which variants have them.
What is the price of the BMW M3 Sedan Competition in the Philippines?
The BMW M3 Sedan Competition is priced at ₱9,690,000 in the Philippines.
What is the fuel efficiency of the BMW M3 Sedan Competition?
The BMW M3 Sedan Competition has a fuel efficiency of approximately 10.5 km/L under mixed driving conditions.
Is the BMW M3 Sedan Competition legal for expressway use in the Philippines?
Yes, the BMW M3 Sedan Competition is fully legal for expressway use in the Philippines as it meets the required safety and performance standards.
Does the BMW M3 Sedan Competition come with an RFID tag?
Yes, the BMW M3 Sedan Competition can be equipped with an RFID tag for easy access to tollways in the Philippines.
How many airbags does the BMW M3 Sedan Competition have?
The BMW M3 Sedan Competition is equipped with a total of 6 airbags to enhance passenger safety.
What is the trunk space of the BMW M3 Sedan Competition?
The trunk space of the BMW M3 Sedan Competition is approximately 480 liters, providing ample room for luggage and other cargo.
What variants of the BMW M3 are available in the Philippines?
In the Philippines, the BMW M3 is available in the standard variant and the Competition variant, with the Competition offering enhanced performance features.
What type of fuel does the BMW M3 Sedan Competition use?
The BMW M3 Sedan Competition requires premium unleaded gasoline for optimal performance.
What are the power and torque specifications of the BMW M3 Sedan Competition?
The BMW M3 Sedan Competition generates a maximum power of 510 hp and a peak torque of 650 Nm, delivering an exhilarating driving experience.