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Volvo XC40 2025, photo 1 of 1

Volvo · 2025 model year

Volvo XC40 Price Philippines 2026

₱3,690,000

From ₱61,894 a month with ₱738,000 down (20%, 60 months), B5 AWD Sport R Design

Luzon SRP, checked November 3, 2026 against two independent price listings that agree. 1 variant.

Fuel
Gasoline
Transmission
Automatic
Toll class
Class 1

Volvo XC40 price in the Philippines 2026

All 1 variant, cheapest first, with the SRP and the monthly payment.

Variant prices, cheapest first
VariantPriceMonthly
B5 AWD Sport R DesignAT · Gasoline₱3,690,000₱61,894

Monthly: 20% down, 60 months at UnionBank's published brand-new rate. Change the bank, down payment or term.

Luzon SRP from two independent price listings that agree, checked November 3, 2026. Dealers change prices with promos and stock, so confirm before you buy.

Volvo XC40 monthly payment and down payment

Pick a variant, a bank, a down payment and a term. Rates from our dated bank table are applied, with calculation assumptions shown below (rates checked September 27, 2026); dealer promos are not included.

Down payment
Term

Monthly payment

₱61,894

for 60 months at UnionBank

Down payment (20%)
₱738,000
Amount borrowed
₱2,952,000
Interest over the loan
₱761,616
Total you pay
₱4,451,616

UnionBank's published add-on rate for a brand-new car. The bank confirms the final rate after it approves you.

Compare every bank side by side

Insurance quote

₱57,772 to ₱173,315 a year

Comprehensive cover for the B5 AWD Sport R Design: own damage and theft at 1.25% to 3.75% of the price (Insurance Commission motor tariff, private car), with stamp tax, VAT and local tax. Acts of nature cost extra; the insurer's quote decides the premium.

Get quote from AXA Philippines (opens their site) ↗
Compare insurers and what each covers

Dealer quote

The B5 AWD Sport R Design at ₱3,690,000 is the list price. Ask a dealer for their cash price, current promo and a loan quote on this variant; they reply by phone or email.

Get a dealer quote for the B5 AWD Sport R Design

Volvo XC40 fuel consumption and monthly cost to own

What the XC40 costs a month on your commute

Loan, fuel, tolls and insurance in one figure. Pick your variant and your daily route.

B5 AWD Sport R Design, a month

₱71,328 to ₱80,957

The range is insurance: premiums differ by insurer.

Your commute is about 21 km of expressway each way, plus the other driving you enter. Registration, parking, maintenance and weekend trips are not included.

Loan payment
₱61,894
₱738,000 down (20%), 60 months at UnionBank's published rate. Change these in the monthly payment calculator above.
Fuel
Not included
We hold no sourced consumption figure for the XC40, so fuel is left out.
Tolls
₱4,620
₱105 each way at Class 1, Bocaue to Balintawak (NLEX, TRB matrix), 22 days
Insurance
₱4,814 to ₱14,443
Comprehensive, year one, IC tariff band 1.25% to 3.75% of the price plus taxes, spread over 12 months

XC40 fuel consumption

We do not have a sourced fuel or energy consumption figure for the XC40 yet, so we do not estimate its running cost.

The XC40 pays Class 1 tolls on every expressway. Work out the toll for your route, the fuel for your own trip, or which RFID you need.

Volvo XC40 specs: engine, dimensions and ground clearance

From our catalogue record, not yet checked against the brand's spec sheet.

Engine and transmission

Engine
1,998 cc
Power
264 hp
Torque
390 Nm
Transmission
Automatic
Fuel
Gasoline

Size and weight

Length × width × height
4,425 × 1,863 × 1,652 mm
Wheelbase
2,702 mm
Ground clearance
211 mm

Volvo XC40 features and driver assistance

What our catalogue lists for this model. Features can differ by variant; check the trim you want with the dealer.

  • 4 airbagsSafety
  • Adaptive cruise controlDriver assistance
  • Cruise controlDriver assistance
  • Lane keep assistDriver assistance
  • 211 mm clearanceGround clearance

Still being confirmed trim by trim: automatic emergency braking. Ask the dealer which variants have them.

Volvo XC40 review: pros and cons

The short version, the facts with their sources, then the review topic by topic.

The Volvo XC40 2025 is a car from ₱3,690,000 with 264 hp. It lists adaptive cruise, lane keep assist.

Key facts

  1. 1The Volvo XC40 costs ₱3,690,000 (B5 AWD Sport R Design) in the Philippines.Source: Luzon SRP, two independent price listings that agree, checked November 3, 2026
  2. 2With 20% down (₱738,000), the B5 AWD Sport R Design works out to about ₱61,894 a month over 60 months.Source: UnionBank published rate, checked September 27, 2026; other banks charge more
  3. 3It comes in 1 variant: B5 AWD Sport R Design.Source: Expressway.ph car catalogue
  4. 4The engine makes 264 hp and 390 Nm from 1,998 cc.Source: Spec sheet
  5. 5It pays Class 1 tolls on every Philippine expressway.Source: TRB vehicle classification

Cite this page: Expressway.ph, "Volvo XC40 2025 price, specs and review", prices checked November 3, 2026, https://www.expressway.ph/cars/volvo/xc40

Review by topic

Safety and driver assistance

4 airbags
  • Its adaptive cruise control and lane assist make long drives more relaxing, allowing for effortless navigation through traffic.
  • Its spacious interior is perfect for families, while advanced safety features provide peace of mind during long journeys.
  • The Volvo XC40 stands out as a premium choice that caters to the needs of modern Filipino motorists, blending performance, safety, and style seamlessly.

Gearbox

AUTOMATIC
  • With its automatic transmission, the XC40 is designed for easy handling, whether in heavy traffic or on open highways.

Fuel economy

  • Fuel efficiency is also a key consideration for Filipino drivers, and the XC40 offers commendable mileage, making it a practical option for daily commutes.

Comfort and refinement

  • At sustained speeds of 80-100 kph, the ride is impressively smooth, with excellent handling around merging lanes and toll plazas.
  • Cabin insulation is noteworthy, effectively minimizing external noise, ensuring passenger comfort throughout the journey.
  • Priced at ₱3,690,000, this compact SUV combines luxury with performance, making it an excellent investment for those seeking comfort and reliability on the road.

Engine and performance

264 hp
  • The Volvo XC40 shines on Philippine expressways like NLEX and SLEX, boasting a potent 2.0L engine that delivers 264 hp and 390 Nm of torque.
  • Under the hood, the XC40 features a 1998 cc gasoline engine that delivers an impressive 264 hp and 390 Nm of torque, ensuring a smooth and powerful driving experience.

What works

  • With a maximum power of 264 hp, the Volvo XC40 offers strong acceleration on Philippine expressways.
  • The engine's 390 Nm of torque provides excellent performance for overtaking slower vehicles.
  • As a compact SUV, it offers ample cabin space, comfortably seating up to 5 passengers for long trips.
  • The XC40 features a 460-liter trunk capacity, allowing for generous cargo space for family outings or road trips.
  • Equipped with multiple airbags, the XC40 enhances passenger safety, which is crucial on busy expressways.
  • The vehicle's automatic transmission provides a smooth driving experience, ideal for the stop-and-go traffic often encountered on expressways.
  • With a fuel efficiency of approximately 12 km/L, it offers reasonable mileage for a gasoline SUV, making it cost-effective for long-distance travel.

What to weigh

  • Priced at ₱3,690,000, the XC40 is relatively expensive compared to other compact SUVs available in the Philippines.
  • The vehicle's size may make it less maneuverable in tight urban areas before getting onto the expressway.
  • The XC40's premium features may lead to higher maintenance costs, which could be a concern for budget-conscious drivers.
  • Due to its fuel type, it may not be as economical as diesel counterparts for long-distance highway driving.
  • The infotainment system, while advanced, can be complicated to navigate, potentially distracting drivers on expressways.
  • The XC40 falls into a higher toll class, which means increased toll fees when using expressways in the Philippines.

Volvo XC40 vs similar cars at this price

Cars priced closest to the XC40's ₱3,690,000 start. Only cars whose price we have checked.

XC40 against its three closest rivals

The first three cars above, the ones priced nearest the XC40, side by side. A dash means we hold no checked figure.

Volvo XC40 against BMW 2 Series Coupe, MINI Convertible, Mazda CX-90
Spec
Volvo XC40
Volvo XC40This car
BMW 2 Series Coupe
BMW 2 Series Coupe
MINI Convertible
MINI Convertible
Mazda CX-90
Mazda CX-90
Starting price₱3,690,000₱3,690,000₱3,690,000₱3,680,000
Engine2.0 L2.0 L2.0 L3.3 L
Power264 hp156 hp189 hp280 hp
Torque390 Nm250 Nm280 Nm450 Nm
GearboxAUTOMATICAUTOMATICAUTOMATICAUTOMATIC
Cargo space–530 L215 L608 L
Airbags4435
Toll classClass 1Class 1Class 1Class 1

Ask a Volvo dealer about the XC40

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Ask a dealer about the Volvo XC40

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Volvo XC40 FAQ

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