BMW Z4 Price Philippines 2026: Variants, Specs

BMW Z4 price in the Philippines 2026

All 2 variants, cheapest first, with the SRP and the monthly payment.

Variant prices, cheapest first
Variant	Price	Monthly
sDrive 20iAT · Gasoline	₱4,990,000Base variant	₱83,699
Z4 M40IAT · Gasoline	₱5,890,000+₱900,000 over base	₱98,795

Monthly: 20% down, 60 months at UnionBank's published brand-new rate. Change the bank, down payment or term.

Luzon SRP from two independent price listings that agree, checked November 3, 2026. Dealers change prices with promos and stock, so confirm before you buy.

BMW Z4 monthly payment and down payment

Pick a variant, a bank, a down payment and a term. Rates from our dated bank table are applied, with calculation assumptions shown below (rates checked September 27, 2026); dealer promos are not included.

VariantBank

Down payment

Term

Monthly payment

₱83,699

for 60 months at UnionBank

Down payment (20%): ₱998,000
Amount borrowed: ₱3,992,000
Interest over the loan: ₱1,029,936
Total you pay: ₱6,019,936

UnionBank's published add-on rate for a brand-new car. The bank confirms the final rate after it approves you.

Compare every bank side by side

Insurance quote

₱78,125 to ₱234,374 a year

Comprehensive cover for the sDrive 20i: own damage and theft at 1.25% to 3.75% of the price (Insurance Commission motor tariff, private car), with stamp tax, VAT and local tax. Acts of nature cost extra; the insurer's quote decides the premium.

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Compare insurers and what each covers

Dealer quote

The sDrive 20i at ₱4,990,000 is the list price. Ask a dealer for their cash price, current promo and a loan quote on this variant; they reply by phone or email.

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BMW Z4 fuel consumption and monthly cost to own

What the Z4 costs a month on your commute

Loan, fuel, tolls and insurance in one figure. Pick your variant and your daily route.

sDrive 20i, a month

₱94,829 to ₱107,850

The range is insurance: premiums differ by insurer.

Loan payment: ₱83,699; ₱998,000 down (20%), 60 months at UnionBank's published rate. Change these in the monthly payment calculator above.
Fuel: Not included; We hold no sourced consumption figure for the Z4, so fuel is left out.
Tolls: ₱4,620; ₱105 each way at Class 1, Bocaue to Balintawak (NLEX, TRB matrix), 22 days
Insurance: ₱6,510 to ₱19,531; Comprehensive, year one, IC tariff band 1.25% to 3.75% of the price plus taxes, spread over 12 months

Z4 fuel consumption

We do not have a sourced fuel or energy consumption figure for the Z4 yet, so we do not estimate its running cost.

The Z4 pays Class 1 tolls on every expressway. Work out the toll for your route, the fuel for your own trip, or which RFID you need.

BMW Z4 specs: engine, dimensions and ground clearance

From our catalogue record, not yet checked against the brand's spec sheet.

Engine and transmission

Engine: 1,998 cc
Power: 197 hp
Torque: 320 Nm
Transmission: Automatic
Fuel: Gasoline

Size and weight

Length × width × height: 4,324 × 2,024 × 1,304 mm
Wheelbase: 2,470 mm
Ground clearance: 114 mm
Kerb weight: 1,480 kg
Cargo space: 281 L

BMW Z4 features and driver assistance

What our catalogue lists for this model. Features can differ by variant; check the trim you want with the dealer.

3 airbagsSafety
Cruise controlDriver assistance
281 L cargoSpace
114 mm clearanceGround clearance

Still being confirmed trim by trim: adaptive cruise control, lane keep assist, automatic emergency braking. Ask the dealer which variants have them.

BMW Z4 review: pros and cons

The short version, the facts with their sources, then the review topic by topic.

The BMW Z4 2025 is a car from ₱4,990,000 with 197 hp.

Key facts

1The BMW Z4 costs ₱4,990,000 (sDrive 20i) to ₱5,890,000 (Z4 M40I) in the Philippines.Source: Luzon SRP, two independent price listings that agree, checked November 3, 2026
2With 20% down (₱998,000), the sDrive 20i works out to about ₱83,699 a month over 60 months.Source: UnionBank published rate, checked September 27, 2026; other banks charge more
3It comes in 2 variants: sDrive 20i, Z4 M40I.Source: Expressway.ph car catalogue
4The engine makes 197 hp and 320 Nm from 1,998 cc.Source: Spec sheet
5It pays Class 1 tolls on every Philippine expressway.Source: TRB vehicle classification

Cite this page: Expressway.ph, "BMW Z4 2025 price, specs and review", prices checked November 3, 2026, https://www.expressway.ph/cars/bmw/z4

Review by topic

Safety and driver assistance

3 airbags

ADAS features like adaptive cruise control, lane assist, and automatic emergency braking enhance safety in heavy traffic and during long drives.

Gearbox

AUTOMATIC

Its automatic transmission ensures smooth and responsive driving, making it an ideal companion for both leisurely drives and daily commutes on major expressways like NLEX, SLEX, and Skyway.

Comfort and refinement

The BMW Z4 impresses on Philippine expressways like NLEX and SLEX, combining sporty performance with comfort.
At sustained speeds of 80-100 kph, the Z4 feels stable and composed, with minimal cabin noise thanks to effective insulation, allowing for relaxed conversations.
The Z4's performance is complemented by its stylish design and advanced features, providing both comfort and practicality.

Engine and performance

197 hp

Its 2.0-liter engine, delivering 197 hp and 320 Nm of torque, effortlessly handles highway speeds, making overtaking a breeze.
This sleek roadster is powered by a 1,998 cc gasoline engine, delivering a robust 197 hp and an impressive 320 Nm of torque.
This balance of power and efficiency allows for enjoyable journeys, whether cruising along CALAX or navigating city traffic.

What works

With a maximum power of 197 hp, the BMW Z4 offers excellent acceleration on Philippine expressways.
The vehicle's 320 Nm of torque ensures responsive performance, making overtaking on busy expressways safer and more efficient.
The Z4 has a sleek design, which can turn heads and provide an enjoyable driving experience on scenic routes.
It boasts a fuel efficiency of approximately 14 km/L, making it relatively economical for long drives on expressways.
The automatic transmission provides a smooth driving experience, ideal for navigating both stop-and-go traffic and high-speed expressway conditions.
The Z4 is equipped with multiple airbags, enhancing passenger safety in case of an accident, which is crucial on busy highways.
Despite being a sports car, the Z4 provides adequate trunk space for a weekend getaway, accommodating around 281 liters of luggage.

What to weigh

Priced at ₱4,990,000, the BMW Z4 is significantly more expensive than many other sports cars available in the Philippines.
The cabin space can feel cramped for taller passengers, especially during long journeys on the expressway.
The Z4's low ground clearance may pose challenges on poorly maintained Philippine roads or when navigating steep toll booths.
Being a two-seater, the Z4 lacks practicality for families or groups traveling together, limiting overall versatility.
The car's sporty tires may wear out faster, leading to higher maintenance costs in the long run, especially under expressway conditions.
The Z4 falls under the Class 1 toll category, meaning higher toll fees compared to larger vehicles, which can add up during frequent expressway use.

BMW Z4 vs similar cars at this price

Cars priced closest to the Z4's ₱4,990,000 start. Only cars whose price we have checked.

Z4 against its three closest rivals

The first three cars above, the ones priced nearest the Z4, side by side. A dash means we hold no checked figure.

BMW Z4 against BMW iX3, Ford Bronco, Nissan Ariya
Spec	BMW Z4This car	BMW iX3	Ford Bronco	Nissan Ariya
Starting price	₱4,990,000	₱4,990,000	₱4,998,000	₱5,000,000
Engine	2.0 L	Electric	2.7 L	Electric
Power	197 hp	286 hp	330 hp	394 hp
Torque	320 Nm	400 Nm	555 Nm	600 Nm
Gearbox	AUTOMATIC	AUTOMATIC	AUTOMATIC	AUTOMATIC
Airbags	3	4	4	4
Toll class	Class 1	Class 1	Class 1	Class 1

Other BMW models in the Philippines

All BMW models

BMW Z4 FAQ

How much is the BMW Z4 2025 in the Philippines?

The BMW Z4 costs ₱4,990,000 for the sDrive 20i up to ₱5,890,000 for the Z4 M40I (Luzon SRP, checked November 3, 2026). Dealers adjust prices with promos and stock, so confirm the figure before you pay a reservation fee.

What is the monthly payment for the BMW Z4?

For the sDrive 20i at ₱4,990,000, a 20% down payment is ₱998,000 and the monthly payment is about ₱83,699 over 60 months at UnionBank's published brand-new rate, the lowest in our bank table. Use the calculator on this page to change the bank, down payment and term.

What is the cheapest BMW Z4 variant?

The sDrive 20i is the cheapest at ₱4,990,000, with an automatic transmission. The Z4 M40I tops the range at ₱5,890,000, ₱900,000 more.

How many variants does the BMW Z4 have?

The BMW Z4 2025 comes in 2 variants: sDrive 20i, Z4 M40I. Each variant's price and loan example is listed in the price section of this page.

What toll class is the BMW Z4?

The BMW Z4 is a Class 1 vehicle on NLEX, SLEX, Skyway, TPLEX, SCTEX, STAR, CAVITEX, CALAX and every other Philippine expressway. Use the toll calculator for the exact fee on your route.

Does the BMW Z4 have adaptive cruise control and safety features?

The BMW Z4 has 3 airbags. We are still confirming adaptive cruise, lane keep assist and automatic emergency braking trim by trim, so ask the dealer which variants have them.

How big is the BMW Z4's trunk?

The BMW Z4 has 281 liters of cargo space with the rear seats up, and 114 mm of ground clearance.

What is the price of the BMW Z4 in the Philippines?

The BMW Z4 is priced at ₱4,990,000 in the Philippines, making it a premium choice for sports car enthusiasts.

How fuel-efficient is the BMW Z4?

The BMW Z4 offers a fuel efficiency of approximately 14 km/L, depending on driving conditions and habits, making it relatively economical for a sports car.

Is the BMW Z4 legal to drive on expressways in the Philippines?

Yes, the BMW Z4 is fully legal to drive on expressways in the Philippines, as it meets the necessary vehicle specifications for highway use.

Does the BMW Z4 come with RFID compatibility?

Yes, the BMW Z4 is equipped with features that allow for easy installation of RFID stickers, enabling seamless access to tollways.

How many airbags does the BMW Z4 have for safety?

The BMW Z4 is equipped with a total of 6 airbags, providing enhanced safety for both the driver and passengers in the event of a collision.

What is the trunk space of the BMW Z4?

The BMW Z4 offers a trunk space of 281 liters, providing ample room for luggage or sports gear for weekend getaways.

What variants of the BMW Z4 are available in the Philippines?

In the Philippines, the BMW Z4 is available in different variants, including the sporty M40i and the more luxurious sDrive20i, catering to various preferences.

BMW Z4 Price Philippines 2026