Naked · 2026
Expressway-LegalTriumph Speed 400 Price Philippines 2026
₱239,520
By Aditya AmanPublished Jan 15, 2025Updated Feb 1, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.54
Expressway Score
398
cc Displacement
40
hp Power
32
km/L Fuel Eff.
Expressway Score
54/100FAIR
Score Breakdown
Overview
The Triumph Speed 400 is the most affordable way to own a premium British motorcycle in the Philippines, and at ₱239,520 it undercuts even the Kawasaki Ninja 400 while offering traction control, a safety feature rare at this price point. Built in partnership with Bajaj in India, the Speed 400 is Triumph's strategic entry model designed specifically for emerging Asian markets including the Philippines. The 398cc liquid-cooled single-cylinder engine produces 40 hp with a tractable, low-to-mid-range torque delivery that favors real-world rideability over peak power. The modern-retro design with classic Triumph silhouette, round headlight, and twin exhaust tips gives it a timeless aesthetic that appeals to riders who want something more characterful than a typical Japanese naked bike. With dual-channel ABS and traction control standard, the Speed 400 offers a safety package that competes with bikes costing ₱50,000-₱100,000 more. For budget-conscious riders who value brand heritage and safety electronics, the Speed 400 democratizes premium motorcycle ownership in the Philippine market.
This overview is AI-assisted based on manufacturer specifications and Philippine market data. Specs and pricing are sourced from official dealership listings. Editorial Policy
Expressway Driving Review
The Speed 400 handles expressway cruising competently at 100 km/h on NLEX and SLEX despite its single-cylinder engine. At highway cruising speed, the engine sits at approximately 6,500-7,000 rpm, within its comfortable operating range but noticeably busier than parallel-twin alternatives. Traction control provides genuine peace of mind during wet-season expressway rides on rain-soaked Skyway or SLEX, a critical safety feature that the similarly priced Kawasaki Ninja 400 and Z400 both lack. The relaxed naked-bike riding position is comfortable for commutes up to 75-90 minutes. Fuel efficiency on the expressway is excellent at 30-32 km/L, giving approximately 390-416 km range on the 13-liter tank, among the best highway ranges in the entry-level class. The trade-off is single-cylinder vibration that becomes noticeable through the handlebars and footpegs at sustained speeds above 100 km/h, and the complete lack of wind protection as a naked bike means significant buffeting on the NLEX-SCTEX-TPLEX corridor. Overtaking power is modest, the 40 hp requires decisive downshifts and advance planning to pass trucks and slow vehicles on SLEX. The lightweight 170kg chassis is nimble through toll plaza queues and provides stable, predictable handling at highway speeds.
This review is AI-assisted based on manufacturer specifications and Philippine market data. Specs and pricing are sourced from official dealership listings. Editorial Policy
Safety & Electronics
Triumph Speed 400 2026 Price & Variants
| Variant | Price |
|---|---|
| Speed 400 Standard | ₱239,520 |
All expressway-legal motorcycles (400cc+) are classified as Class 1 for toll purposes, same rate as cars.
Specifications
- Displacement
- 398 cc
- Power
- 40 hp @ 8,000 rpm
- Torque
- 37 Nm @ 6,500 rpm
- Transmission
- 6-speed manual
- Fuel Tank
- 13L
- Seat Height
- 790 mm
- Kerb Weight
- 170 kg
- Top Speed
- 160 km/h
Fuel Efficiency
32
km/L Estimated
416
km Range (full tank)
Pros & Cons for Expressway Riding
Pros
- ✓Cheapest premium-brand big bike in the Philippines (₱239,520)
- ✓Traction control standard, the only sub-₱250K bike in PH with this safety feature
- ✓Triumph brand heritage and prestige at an accessible price point
- ✓Excellent expressway fuel efficiency (30-32 km/L) with 390+ km range
- ✓Modern-retro design with timeless Triumph aesthetics
- ✓Dual-channel ABS standard for safe expressway braking
- ✓Lightweight 170kg chassis, easy to handle for beginners
Cons
- ✗Single-cylinder vibration becomes tiring at sustained highway speeds above 100 km/h
- ✗No wind protection, aftermarket flyscreen recommended for regular expressway commuting
- ✗40 hp is modest, overtaking on expressways requires planning and downshifts
- ✗Limited Triumph dealer network in the Philippines outside Metro Manila
- ✗No quickshifter despite the higher-priced Aprilia RS 457 offering one
- ✗398cc displacement is at the bare minimum for expressway legality
This analysis is AI-assisted based on manufacturer specifications and Philippine market data. Specs and pricing are sourced from official dealership listings. Editorial Policy
Expressway Essentials for Triumph Speed 400 Riders
Triumph Speed 400 FAQ
How much is the Triumph Speed 400 in the Philippines?
The Triumph Speed 400 retails at ₱239,520 in the Philippines as of 2026 through authorized Triumph dealers. It is the most affordable premium-brand (non-Chinese/Filipino) expressway-legal motorcycle available in the PH market.
Is the Triumph Speed 400 the cheapest big bike in the Philippines?
No. The MotorStar Cafe 400 at ₱140,000 is the cheapest expressway-legal motorcycle overall. But the Speed 400 at ₱239,520 is the cheapest premium-brand (Triumph, Honda, Kawasaki, Ducati, BMW) big bike in the Philippines, and it includes traction control and ABS that the Cafe 400 lacks entirely.
What is the monthly installment for Triumph Speed 400?
With a 20% down payment of ₱47,904 and a 36-month financing term at approximately 8-10% annual interest, the monthly installment for the Triumph Speed 400 is around ₱6,260 per month, the lowest monthly payment for any premium-brand expressway bike in the Philippines.
How many km/L does the Triumph Speed 400 get on expressway?
The Triumph Speed 400 achieves approximately 30-32 km/L on Philippine expressways at a steady 90-100 km/h cruising speed. With the 13-liter fuel tank, this translates to roughly 390-416 km of highway range, among the best in the entry-level expressway class.
Triumph Speed 400 vs Kawasaki Z400, which is better for expressways?
The Speed 400 offers traction control (Z400 does not), better fuel efficiency (32 vs 29 km/L), and Triumph brand prestige at a lower price (₱239,520 vs ₱278,000). The Z400 has a smoother parallel-twin engine with less vibration at highway speeds, 5 more horsepower, and a wider Kawasaki dealer network. For safety features and value, the Speed 400 wins; for engine refinement on long expressway runs, the Z400 is smoother.
Is the Triumph Speed 400 good for beginners?
Yes. The Speed 400 is an excellent beginner big bike. The manageable 40 hp, lightweight 170kg chassis, low 790mm seat height, and safety features (ABS + traction control) make it very approachable. The traction control adds a meaningful safety net that most competing beginner bikes lack, making it one of the safest entry-level expressway options.
Does the Triumph Speed 400 have ABS?
Yes. The Triumph Speed 400 comes with dual-channel ABS (Anti-lock Braking System) as standard. Combined with traction control, it offers the most comprehensive safety package of any motorcycle under ₱250,000 in the Philippines.
Is the Triumph Speed 400 expressway-legal in the Philippines?
Yes. The Speed 400 has a 398cc engine (registered as 400cc), meeting the minimum displacement requirement for Philippine expressways. It is classified as a Class 1 vehicle for toll purposes, paying the same rate as cars at all Autosweep and Easytrip toll plazas on NLEX, SLEX, Skyway, and all other expressways.
How much is insurance for Triumph Speed 400?
Comprehensive motorcycle insurance for the Triumph Speed 400 in the Philippines costs approximately ₱8,000-₱13,000 per year, reflecting its relatively low value despite the premium brand. CTPL (Compulsory Third Party Liability) alone costs around ₱600-₱1,200 annually.
What are common issues with the Triumph Speed 400?
The Speed 400 has been well-received with few major issues. Common owner feedback includes single-cylinder vibration at sustained highway speeds above 100 km/h, the stock mirrors vibrating at expressway speeds (making rearview visibility poor), and the rear brake pedal position being slightly awkward for some riders. The engine itself has proven reliable, benefiting from Bajaj's manufacturing quality and Triumph's engineering.