Asia Insurance Philippines Comprehensive Car Insurance
Asia Insurance Philippines offers comprehensive auto insurance plans in the Philippines starting at ₱17,000/year. With over 238 accredited repair shops and 39 branch offices across Luzon, Visayas, and Mindanao, policyholders can expect claims processing within 13 business days. Plans cover own damage, theft, third-party liability, and Acts of Nature for vehicles valued up to ₱7 million.
Quick Facts
Coverage Type
Comprehensive
Premium Range
₱17,000–₱57,000/year
Coverage Details
- Personal accident coverage for driver and up to 14 passengers
- Excess bodily injury up to ₱230,000
- Emergency medical reimbursement up to ₱323,000
- Fire and lightning damage protection
Claims Process
Filing a claim with Asia Insurance Philippines involves 4 steps. First, report the incident within 24 hours by calling (02) 8833-8415 or through the mobile app. Submit the required documents — police report, photos, and your policy details — within 5 business days. A claims adjuster will inspect the vehicle within 3 business days of document submission. Standard claims are settled within 10 business days after approval.
Pros & Cons
Pros
- Claims processing averages 10 business days
- Provides courtesy car for up to 15 days during repairs
- Quick approval for minor claims under ₱449,000
- Partners with 17+ hospitals for personal accident claims
- Coverage extends to natural calamities common in PH
Cons
- Deductible starts at ₱76,000 for first-time claims
- Limited provincial branch coverage outside Metro Manila (5 offices)
- Requires minimum 3 repair shop quotes for claims above ₱389,000
- Processing time can reach 3 days for major claims