Asia Insurance Philippines Car Insurance
Asia Insurance (Philippines) Corporation (formerly Asia Traders Insurance Corporation)
By Aditya AmanPublished Oct 3, 2026Updated Oct 4, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.Asia Insurance (Philippines), formerly Asia Traders, is the Philippine arm of the Asian Insurance International Group, which includes Bangkok Insurance. It sells a Motor Car Insurance policy for cars, trucks and motorcycles. Quotes and claims go through its Binondo head office on (02) 8241-5201 or its Makati office on (02) 8845-3223.
Licensed under Certificate of Authority 2025/57-R, on the Insurance Commission list of 31 August 2026 (official source). A separate company from Asia United Insurance.
What Asia Insurance Philippines sells
Motor Car Insurance
- Cars, trucks, motorcycles and other road vehicles
- Physical damage and bodily injury from traffic collisions, per its motor page
Buy through: Call or email the Binondo head office, Makati office, 16th Floor Chatham House, Valero corner V.A. Rufino Sts., Salcedo Village, Angeles office.
Before you buy
- Ask whether acts of nature (flood, typhoon, earthquake) and riot, strike and civil commotion are in your quote. The IC standard Private Car Policy (official source) excludes them unless added as an optional cover.
- Ask for the participation (deductible) in writing. Unless the insurer states its own figure, the IC motor tariff (official source) sets the higher of ₱2,000 or 0.5% of the sum insured.
- Parts are depreciated on own-damage claims once the car is over 3 years old, from 20% up to 40% by age, under the standard policy (official source). A total loss is settled differently.
- Tell the insurer as soon as possible after an accident, with full details, and keep every claim document. For carnapping, the policy (official source) also asks for immediate notice to the police.
- If the car is financed, name the bank as mortgagee: how to insure a financed vehicle.
- Your policy schedule and wording decide what is paid. For a dispute the insurer cannot settle, the Insurance Commission's public assistance desk takes complaints: how to file a claim.
Asia Insurance Philippines contact
- Phone
- (02) 8241-5201
- aipc@asiains.com.ph
- Address
- 15th Floor, Tytana Plaza, Plaza Lorenzo Ruiz, Binondo, Manila
About Asia Insurance Philippines
- Group
- Asian Insurance International Group: Asia Insurance (Hong Kong), Bangkok Insurance (Thailand), Asuransi Central Asia (Indonesia)
Asia Insurance Philippines questions
Is Asia Insurance the same as Asia United Insurance?
No. Asia Insurance (Philippines) Corporation holds Certificate of Authority 2025/57-R. Asia United Insurance is a separate licensee under 2025/62-R. Both appear on the IC list of 31 August 2026 (official source), with every other insurer on the car insurance hub.
What is the Asia Insurance hotline?
The Binondo head office answers on (02) 8241-5201 and the Makati office on (02) 8845-3223. Email goes to aipc@asiains.com.ph, the address also given in the IC directory of 12 September 2025 (official source).
Who owns Asia Insurance (Philippines)?
The Asian Insurance International Group took majority ownership and management in 1998. Its members are Asia Insurance of Hong Kong, Bangkok Insurance and Asuransi Central Asia.
Bangkok Bank holds significant shares in the group.
What was Asia Insurance called before?
It began as Traders Insurance & Surety Company and later traded as Asia Traders Insurance Corporation. The name Asia Insurance (Philippines) Corporation was approved on 23 June 2004.
How do I file a car claim with Asia Insurance?
Report it to the Binondo office on (02) 8241-5201 or by email to aipc@asiains.com.ph, with your policy number. Ask the office for its document list in writing before you send papers, so nothing is missing.
The police report, licence and registration papers most motor claims need are in the claims guide.
How much is Asia Insurance car insurance?
Asia Insurance quotes per car through its offices. The IC motor tariff (official source) has applied since 1 January 2015.
It rates private-car own damage and theft at 1.25% to 3.75% of the car's value a year, before taxes. Compute the full premium once you have its rate.
CTPL on its own is ₱560 a year for a private car. That premium comes from IC Memorandum Circular 4-2006 (official source), still in force in 2026.
