Asia United Car Insurance
Asia United Insurance, Inc.
By Aditya AmanPublished Oct 3, 2026Updated Oct 4, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.Asia United Insurance (AUII), a Binondo insurer licensed since 2000, writes Motor Car Insurance (official source) only for newer cars: under one year from purchase, three or four wheels, kept in Metro Manila. You choose bodily injury cover from ₱500,000 to ₱1 million. Own damage leaves out natural occurrences, so flood and typhoon damage is not paid.
Call (632) 8242-1688Official site
Licensed as a non-life insurer on the Insurance Commission list of 31 August 2026 (official source). Its site is auii.com.ph, with two i's.
What Asia United Insurance sells
Motor Car Insurance
- Own damage: damage to the car not caused by natural occurrences
- Theft: losses from theft or robbery
- Bodily injury, customisable from ₱500,000 to ₱1 million
- Property damage
Buy through: Inquiry form on auii.com.ph, AUII agents, Head office in Binondo, Manila: (632) 8242-1688.
Asia United Insurance coverage at a glance
- Own damage and theft
- Included. Own damage excludes damage from natural occurrences.
- Excess bodily injury
- Included. Limit set between ₱500,000 and ₱1 million.
- Third-party property damage
- Included
How to file an Asia United Insurance claim
- Fill in the online claims form
Submit the claims form on AUII's claims page (official source), or call the Claims Assistance Team on (632) 8242-1688, 9 am to 6 pm, Monday to Sunday. Have your policy number and the accident details ready.
- Wait for your agent's call
The agent in charge of your policy calls back within 2 business days. No call by then? Ring the claims line and give your policy number.
- Send the documents your agent lists
The agent gives you the document list for your claim type and product.
Before you buy
- Ask whether acts of nature (flood, typhoon, earthquake) and riot, strike and civil commotion are in your quote. The IC standard Private Car Policy (official source) excludes them unless added as an optional cover.
- Ask for the participation (deductible) in writing. Unless the insurer states its own figure, the IC motor tariff (official source) sets the higher of ₱2,000 or 0.5% of the sum insured.
- Parts are depreciated on own-damage claims once the car is over 3 years old, from 20% up to 40% by age, under the standard policy (official source). A total loss is settled differently.
- Tell the insurer as soon as possible after an accident, with full details, and keep every claim document. For carnapping, the policy (official source) also asks for immediate notice to the police.
- If the car is financed, name the bank as mortgagee: how to insure a financed vehicle.
- Your policy schedule and wording decide what is paid. For a dispute the insurer cannot settle, the Insurance Commission's public assistance desk takes complaints: how to file a claim.
Asia United Insurance contact
- Claims hotline
- (632) 8242-1688
- Address
- 9th Floor, Unionbank Center Bldg., Dasmariñas St. corner Quintin Paredes St., Binondo, Manila 1006
About Asia United Insurance
- Founded
- 2000
- Insurer's stated claims time
- Agent callback within 2 business days of the online claim form
Asia United Insurance questions
Is Asia United Insurance Inc. legit?
Yes. Asia United Insurance, Inc. is on the Insurance Commission's list of non-life insurers with a valid Certificate of Authority as of 31 August 2026 (official source).
It received its first Certificate of Authority on 24 August 2000 and is 100% Filipino-owned, per AUII's about page (official source). Other licensed insurers are in the car insurance directory.
Who can get Asia United car insurance?
Drivers 18 and over with a clear driving history, per AUII's eligibility list (official source). The car must be under one year from purchase, have 3 or 4 wheels and be kept in Metro Manila.
A second-hand car is open for discussion with the insurer. Choose AUII if your car is new and stays in Metro Manila; otherwise read insuring a second-hand car and quote elsewhere.
What is the Asia United Insurance contact number?
(632) 8242-1688, which is also the claims line, open 9 am to 6 pm, Monday to Sunday. The email is asiaunited@auii.com.ph.
Does Asia United cover flood damage?
No. Its own damage cover excludes damage from natural occurrences, and its motor page lists no acts of nature cover. Flood repairs on an AUII-insured car come out of the owner's pocket.
The acts of nature guide shows which insurers sell flood and typhoon cover.
How do I file a claim with Asia United?
Fill in the claims form on its site. Your agent calls back within 2 business days with the documents to send.
The claims guide covers the papers most insurers ask for.
Is aui.com.ph the Asia United website?
No. The insurer's site is auii.com.ph, with two i's.
