Asialink Car Loan 2026

By Aditya AmanPublished Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.

Asialink Finance Corporation, an SEC-registered financing company, finances brand-new and pre-owned cars and trucks, and lends against a vehicle's OR/CR through Sangla OR/CR.

Decision: Usually 5 business days (the lender's pages differ: the home page title says Approved in 24 Hours)
Vehicles: Brand-new and pre-owned cars and trucks

Asialink Auto and Truck Financing: features

Other vehicles: The application form also lists bus/PUV and multicab financing, brand new and pre-owned
Maximum term: Up to 60 months
Term options: 12, 18, 24, 36, 48 or 60 months, or other, on the application form
Sangla OR/CR: A secured loan using the vehicle's OR and CR as collateral, for cars, trucks, multicabs and taxis/PUVs
Refinancing model year: Vehicles from the 2009 model year onward for New Car Refinancing and Sangla OR/CR
Disbursement: By check, direct deposit or cash card
Renewal: Possible once at least 50% of the original loan is paid
Loan calculator: Asialink's official loan calculator page is marked as under development, so it does not return a payment estimate.
How to apply: Apply online at Asialink's application form page with your name, sex, birth date, mobile number, email and desired loan product, or apply at a branch; Asialink notifies you of approval by phone call.

Who can get a Asialink car loan

Asialink's rules differ by how you earn. Pick yours.

No checking account is needed to apply; Asialink endorses you to a partner bank if one is required

How to apply for a Asialink car loan

Submit the online application form with your details, loan amount and loan product
Open Asialink's form
Asialink personnel call you when your application is approved

Asialink car loan fees and terms

What Asialink charges beyond interest, and the rules after you sign. Your disclosure statement lists the full amount.

Interest basis: The promissory note states interest as a rate per month
Late payment: ₱1,500 or 15% of the monthly amortization due, whichever is higher, plus 10% monthly interest on it
Attorney's fee: 25% of the entire claim (disclosure statement template)
Prepayment: The template disclosure statement shows a prepayment service fee of 10% of principal; check your own disclosure
Other charges: The template lists processing, chattel mortgage, documentary stamp, notarial, credit risk and service fees; amounts are blank
Payment channels: Eastwest, AUB, BDO, Robinsons Bank, RCBC; DragonPay, GCash, ShopeePay; Bayad Center, MLhuillier, Cebuana, 7-Eleven and others

Asialink car loan hotline and contact

Customer service: (02) 8709-7777 or (02) 7709-7777
Mobile: Globe 0917-847-3639; Smart 0908-886-8780
Email: customerservice@asialinkfinance.com.ph; complaints@asialinkfinance.com.ph
Marketing: 09178516353 or 09178089215
Head office: Suite 210, AIC Gold Tower, Emerald Avenue corner Garnet Road, Ortigas Center, Pasig City 1600

Asialink car loan questions

How long is Asialink car loan approval?

Usually 5 business days (the lender's pages differ: the home page title says Approved in 24 Hours), once your documents are complete.

What are the requirements for a Asialink car loan?

Completely filled out application form and a 2x2 picture; Two valid government-issued IDs; Latest original water, electric or landline bills, and proof of residency; Documented proof of income; Vehicle financing: OR/CR, offer to sell or price quotation, latest picture of the vehicle, proof of TIN.

Can I get a car loan from Asialink finance?

Yes. Asialink Auto and Truck Financing covers brand-new and pre-owned cars and trucks, with terms up to 60 months.

How much is the interest in Asialink?

Asialink does not state a numeric interest rate; its product page only says low interest. Ranges you may see elsewhere online, roughly 9% to 22% a year, do not come from Asialink, so ask Asialink for your rate in writing.

How do you calculate a car loan?

Asialink's own loan calculator page is currently under development, so there's no official self-serve estimate; ask a branch for your computation.

How to apply for a loan in Asialink Finance Corporation?

Apply online through Asialink's application form with your name, birth date, mobile number, email and desired loan product, or visit a branch. Asialink calls you once your application is approved.

Is Asialink finance loan legit?

Yes. Asialink Finance Corporation is a Philippine financing company, and you can apply without needing a checking account since Asialink endorses you to a partner bank if one is required.

Compare before you apply

Answer 5 questions to see the three car loans that fit you best, or check the requirements at every bank.

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