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Mitsubishi Motors Finance Car Loan 2026

Aditya Aman, author and expressway expert based in Manila, PhilippinesBy Published Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.

Mitsubishi Motors Finance Philippines, a Mitsubishi Motors and Security Bank joint venture, offers auto loans and leases to buyers of Mitsubishi Motors vehicles.

Down payment
Inquiry form choices: 20%, 30%, or 40% and up
Loan term
Inquiry form choices: 60, 48 or 36 months, or 24 months and less
Decision
Applications go through MMFP's standard loan evaluation

Mitsubishi Motors Finance auto loan: features

Scope
Auto loans for borrowers who want a Mitsubishi Motors vehicle
Used units
MMFP sells used units as-is where-is; the balance can be settled in cash or through an auto loan
Used unit online bidding
Besides the Buy Now reservation option, MMFP also sells used and repossessed units through weekly Online Bidding (Wednesday to Sunday), with results posted 3 banking days after the bidding cutoff.

Who can get a Mitsubishi Motors Finance car loan

Mitsubishi Motors Finance's rules differ by how you earn. Pick yours.

  • Filipino
  • At least 21 and not over 65 years old at the end of the loan term
  • Minimum gross family income of ₱40,000 a month
  • Stable income from employment, business or remittances
  • Foreign nationals must submit an ACR

Mitsubishi Motors Finance car loan requirements

Tick each document as you gather it, then print the list for your branch visit.

3 of 3 still to gather

3 of 3 still to gather

3 of 3 still to gather

How to apply for a Mitsubishi Motors Finance car loan

  1. Send the online inquiry form; the MMFP sales team contacts you
    Open Mitsubishi Motors Finance's form
  2. Or apply at a participating Mitsubishi Motors dealership

Mitsubishi Motors Finance car loan fees and terms

What Mitsubishi Motors Finance charges beyond interest, and the rules after you sign. Your disclosure statement lists the full amount.

Fees
Registration, handling, notarial, DST and cancellation fees are named as loan fees; the bank quotes the amounts on approval
Promo rates
Promo amortization is based on the applicable promo interest rate
Used unit reservation
₱100,000 reservation fee, 2 valid IDs with 3 specimen signatures, and a client information sheet

Mitsubishi Motors Finance car loan promos

  • Until October 27, 2026Your Premium SUV Is Within Reach

    Destinator with 20% down and a 60-month term, amortization from ₱29,943, subject to bank approval. DTI FTEB-264546.

  • Until October 27, 2026Own the Mirage G4 with Flexible Financing

    2026 Mirage G4 with 20% or 30% down, 60 months only, from ₱16,841 a month through participating banks. DTI FTEB-264545.

  • Until October 23, 2026Go From Dream to Drive

    Fees waived up to ₱15,000 for individual, personal-use, brand-new loans of at least ₱500,000 and 36 months. DTI FTEB-263339.

Mitsubishi Motors Finance car loan hotline and contact

Phone
(+632) 8887 9188, press 3 for MMFP; support is provided by Security Bank
Hours
Monday to Friday, 8:30 AM to 5:30 PM, except holidays
Email
customercontact@mmfp.ph
Head office
6797 Ayala Avenue, Makati City 1226, Metro Manila
Ownership
Mitsubishi Motors Finance Philippines is a joint venture between Mitsubishi Motors Corporation (51%) and Security Bank Corporation (49%).

Mitsubishi Motors Finance car loan questions

How much is the down payment for a Mitsubishi Motors Finance car loan?

Inquiry form choices: 20%, 30%, or 40% and up.

How long is Mitsubishi Motors Finance car loan approval?

Applications go through MMFP's standard loan evaluation, once your documents are complete.

What are the requirements for a Mitsubishi Motors Finance car loan?

1 primary ID or 2 government-issued IDs; Certificate of Employment; Proof of billing.

What is the Mitsubishi Finance interest rate?

MMFP does not state a standard interest rate; each promo states its own amortization instead, like the Destinator promo's ₱29,943 a month on 20% down over 60 months, subject to bank approval.

Does Mitsubishi offer financing?

Yes, through Mitsubishi Motors Finance Philippines (MMFP), a joint venture between Mitsubishi Motors Corporation and Security Bank Corporation. It finances new Mitsubishi vehicles and also sells its own repossessed units.

How to check Mitsubishi car loan application status?

MMFP does not state a self-service online tracker; call (+632) 8887 9188 and press 3, or email customercontact@mmfp.ph.

What is the minimum requirement for a car loan?

You must be Filipino, 21 to 65 years old at the end of the loan term, with a minimum gross family income of ₱40,000 a month; foreign nationals must submit an ACR.

How much car loan can I get on a 25,000 salary?

Below MMFP's stated minimum. MMFP requires a minimum gross family income of ₱40,000 a month, so a ₱25,000 salary alone would not meet its threshold unless combined with other household income.

Who does Mitsubishi finance through?

Mitsubishi Motors Finance Philippines (MMFP), its own captive finance company, jointly owned by Mitsubishi Motors Corporation and Security Bank.

Compare before you apply

Answer 5 questions to see the three car loans that fit you best, or check the requirements at every bank.

How we compare car loans.