Landbank Car Loan 2026
By Aditya AmanPublished Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.Land Bank of the Philippines finances brand-new vehicles for regular LANDBANK depositors through the LANDBANK Vehicle Loan, paid in monthly installments.
- Down payment
- As low as 5% of the SRP net of dealership discounts
- Loan amount
- Up to 95% of the SRP net of dealership discount; no peso cap stated
- Decision
- Credit recommendation takes 3 banking days; approval up to 1 to 3 banking days by approving level. These are stages, not end to end
- Vehicles
- Brand-new vehicles (the lender's pages differ: the shared application form also has a Pre-Owned option)
LANDBANK Vehicle Loan: features
- Repayment
- Monthly installments
Who can get a Landbank car loan
Landbank's rules differ by how you earn. Pick yours.
- Regular LANDBANK depositors
- At least 21 years old on the date of application and 70 years old at loan maturity
Landbank car loan requirements
Tick each document as you gather it, then print the list for your branch visit.
4 of 4 still to gather
How to apply for a Landbank car loan
- Apply online through the LANDBANK Online Loan Application Facility (OLAF) and choose Vehicle LoanOpen Landbank's form
- OLAF also takes applications through walk-ins, referrals and branches
- The Consumer Loans Application Form (PDF dated 2026-03-03) can be downloaded from the Consumer Loans pageOpen Landbank's form
Landbank car loan fees and terms
What Landbank charges beyond interest, and the rules after you sign. Your disclosure statement lists the full amount.
- Security interest fees
- Cover documentary stamp tax, processing, registration and notarial fees; the bank quotes the amounts on approval
- Insurance
- Comprehensive vehicle insurance, computed on the vehicle type and purchase price
- Insurance option
- The application form lets you opt for Auto Loan Insurance from LANDBANK's accredited provider
Check your Landbank car loan application status
How to check the status at every bankLandbank car loan hotline and contact
- Hotline
- (+632) 8-405-7000, 24/7 customer service (general line)
- Toll-free
- 1-800-10-405-7000 (PLDT domestic)
- customercare@landbank.com for clients; contactus@landbank.com for partners and non-clients
- Vehicle Finance Department hotline
- LANDBANK's Vehicle Finance Department (NCR) can be reached at (02) 8552-2200 local 2367, or by email at lbpvfd@landbank.com.
Landbank car loan questions
How much is the down payment for a Landbank car loan?
As low as 5% of the SRP net of dealership discounts.
How long is Landbank car loan approval?
Credit recommendation takes 3 banking days; approval up to 1 to 3 banking days by approving level. These are stages, not end to end, once your documents are complete.
What are the requirements for a Landbank car loan?
Accomplished loan application form with a 1x1 ID photo; Certificate of Employment with Compensation; Valid government-issued ID; Proof of utility billing.
Can I get a car loan from LANDBANK?
Yes. The LANDBANK Vehicle Loan finances brand-new vehicles for regular LANDBANK depositors, with equity as low as 5% of the SRP net of dealership discounts, so up to 95% can be financed.
What are the requirements for a LANDBANK loan?
You must be a regular LANDBANK depositor, at least 21 years old on the day you apply, and no older than 70 when the loan matures.
How many days to approve a LANDBANK loan?
LANDBANK states a 3-banking-day credit recommendation stage, followed by 1 to 3 more banking days for approval depending on the approving level. These are processing stages, not a single end-to-end figure.
What is the interest rate for a Landbank car loan?
LANDBANK does not state a numeric interest rate for its Vehicle Loan; its own page only says its rates are competitive, without a figure. Any specific percentage you see elsewhere online is not confirmed by LANDBANK itself, so ask a branch for your quotation.
How to check LandBank loan status?
LANDBANK does not list a Vehicle Loan-specific tracker. Use its 24/7 hotline at (+632) 8-405-7000, the Vehicle Finance Department (NCR) at (02) 8552-2200 local 2367, or email lbpvfd@landbank.com.
Is LANDBANK for government only?
No. LANDBANK's Vehicle Loan is open to its regular depositors generally, not restricted to government employees. LANDBANK does not state any government-employee-specific vehicle loan terms.
How much is a landbank loan?
LANDBANK's own Facebook page states a ₱500,000 minimum loanable amount in a promotional post. This figure doesn't yet appear on the main Vehicle Loan product page, so confirm the current minimum with a LANDBANK branch.
Compare before you apply
Answer 5 questions to see the three car loans that fit you best, or check the requirements at every bank.
