Chubb Insurance Philippines Comprehensive Car Insurance
Chubb Insurance Philippines offers comprehensive auto insurance plans in the Philippines starting at ₱17,000/year. With over 277 accredited repair shops and 22 branch offices across Luzon, Visayas, and Mindanao, policyholders can expect claims processing within 12 business days. Plans cover own damage, theft, third-party liability, and Acts of Nature for vehicles valued up to ₱5 million.
Quick Facts
Coverage Type
Comprehensive
Premium Range
₱17,000–₱48,000/year
Coverage Details
- Bodily injury liability up to ₱458,000 per person
- Glass breakage and windshield repair coverage
- Fire and lightning damage protection
- No-claim discount of up to 15% on renewal
- 24/7 roadside assistance within 14 km radius
Claims Process
Filing a claim with Chubb Insurance Philippines involves 5 steps. First, report the incident within 24 hours by calling (02) 8781-2259 or through the mobile app. Submit the required documents — police report, photos, and your policy details — within 5 business days. A claims adjuster will inspect the vehicle within 3 business days of document submission. Standard claims are settled within 12 business days after approval.
Pros & Cons
Pros
- Provides courtesy car for up to 11 days during repairs
- Online policy management and renewal portal available
- Coverage extends to natural calamities common in PH
- 24/7 customer hotline with average hold time under 12 minutes
- Accepts installment payments up to 6 months interest-free
Cons
- Customer service wait times average 5 minutes during peak
- Online portal lacks some features available in-app only
- Limited provincial branch coverage outside Metro Manila (20 offices)
- Processing time can reach 12 days for major claims