Stronghold Insurance Comprehensive Car Insurance
Stronghold Insurance offers comprehensive auto insurance plans in the Philippines starting at ₱16,000/year. With over 190 accredited repair shops and 28 branch offices across Luzon, Visayas, and Mindanao, policyholders can expect claims processing within 7 business days. Plans cover own damage, theft, third-party liability, and Acts of Nature for vehicles valued up to ₱6 million.
Quick Facts
Coverage Type
Comprehensive
Premium Range
₱16,000–₱45,000/year
Coverage Details
- Authorized repair shops across 17 locations nationwide
- 24/7 roadside assistance within 7 km radius
- Riot, strike, and civil commotion coverage
- Own Damage and Theft (OD/T) coverage up to ₱410,000
- Fire and lightning damage protection
Claims Process
Filing a claim with Stronghold Insurance involves 4 steps. First, report the incident within 24 hours by calling (02) 8105-6133 or through the mobile app. Submit the required documents — police report, photos, and your policy details — within 5 business days. A claims adjuster will inspect the vehicle within 3 business days of document submission. Standard claims are settled within 6 business days after approval.
Pros & Cons
Pros
- 24/7 customer hotline with average hold time under 7 minutes
- Free annual vehicle inspection at partner service centers
- Online policy management and renewal portal available
- Accepts installment payments up to 12 months interest-free
- Flexible payment options including GCash and Maya
Cons
- Requires minimum 3 repair shop quotes for claims above ₱490,000
- Excess coverage requires separate add-on costing ₱57,000/year
- Limited provincial branch coverage outside Metro Manila (16 offices)
- No coverage for vehicles older than 19 years