Cars you can finance at ₱10,000 a month, 2026
By Aditya AmanPublished Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.₱10,000 a month finances a car priced up to ₱596,184, with 20% down over 5 years at UnionBank. 6 models fit.
- Most car for the budget
- ₱596,184 (20% down, 60 months)
- Loan
- ₱476,948
- Down payment
- ₱119,237
- Cheapest bank
- UnionBank, 25.80% for 60 months
- Models that fit
- 6
Cars that fit ₱10,000 a month
Move the slider, change the down payment or term, or pick a brand. Each car shows its monthly payment at the cheapest bank.
₱10,000 a month finances a car up to ₱596,184 with 20% down over 60 months at UnionBank. 6 models fit.
DFSK CandyFrom ₱588,000₱9,863/mo at UnionBankCompare every bank for this car
FAW Bestune PonyFrom ₱588,000₱9,863/mo at UnionBankCompare every bank for this car
Haima V70From ₱575,000₱9,645/mo at UnionBankCompare every bank for this car
Foton GratourFrom ₱570,000₱9,561/mo at UnionBankCompare every bank for this car
Dongfeng Nano BoxFrom ₱295,000₱4,948/mo at UnionBankCompare every bank for this car
Wuling MacaronFrom ₱295,000₱4,948/mo at UnionBankCompare every bank for this car
Starting prices from each model's lowest variant. Monthly payments exclude insurance and one-time charges.
Which bank stretches ₱10,000 furthest
20% down, 60 months, brand new.
UnionBank₱596,184
Maybank₱589,159
BDO₱581,560
RCBC₱578,704
EastWest₱575,860
Metrobank₱575,772
BPI₱572,475
Security Bank₱565,952
Most expensive car the budget finances at each bank. Standard rates.
Questions
What car can I afford with ₱10,000 a month?
With 20% down over 60 months, ₱10,000 a month finances a car priced up to ₱596,184 at UnionBank, the bank with the lowest monthly payment for that term. 6 models in our catalogue start at or below that price. A bigger down payment or a longer term raises the price you can afford; the ladder above shows by how much.
Which bank gives the most car for ₱10,000 a month?
Over 60 months with 20% down: UnionBank, up to ₱596,184; Maybank, up to ₱589,159; BDO, up to ₱581,560.
Other budgets
- ₱15,000 a month
- ₱20,000 a month
- ₱25,000 a month
- ₱30,000 a month
- ₱40,000 a month
- ₱50,000 a month
- Under ₱500,000
- Under ₱1 million
- Under ₱1.5 million
- Under ₱2 million
- Under ₱3 million
Found a car? Compare every bank's monthly payment for it, or answer 5 questions for the three loans that fit you.