Cars you can finance at ₱25,000 a month, 2026
By Aditya AmanPublished Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.₱25,000 a month finances a car priced up to ₱1,490,461, with 20% down over 5 years at UnionBank. 155 models fit.
- Most car for the budget
- ₱1,490,461 (20% down, 60 months)
- Loan
- ₱1,192,369
- Down payment
- ₱298,092
- Cheapest bank
- UnionBank, 25.80% for 60 months
- Models that fit
- 155
Cars that fit ₱25,000 a month
Move the slider, change the down payment or term, or pick a brand. Each car shows its monthly payment at the cheapest bank.
₱25,000 a month finances a car up to ₱1,490,461 with 20% down over 60 months at UnionBank. 155 models fit.
Baic B30e DuneFrom ₱1,488,000₱24,959/mo at UnionBankCompare every bank for this car
Wuling StarlightFrom ₱1,483,000₱24,875/mo at UnionBankCompare every bank for this car
MG 4 EVFrom ₱1,468,888₱24,638/mo at UnionBankCompare every bank for this car
VinFast VF 6From ₱1,419,000₱23,801/mo at UnionBankCompare every bank for this car
Peugeot 2008From ₱1,418,000₱23,785/mo at UnionBankCompare every bank for this car
Changan X7 PlusFrom ₱1,399,000₱23,466/mo at UnionBankCompare every bank for this car
Ford Territory HybridFrom ₱1,399,000₱23,466/mo at UnionBankCompare every bank for this car
Jaecoo J7From ₱1,399,000₱23,466/mo at UnionBankCompare every bank for this car
MG HS HybridFrom ₱1,398,888₱23,464/mo at UnionBankCompare every bank for this car
BYD DolphinFrom ₱1,398,000₱23,449/mo at UnionBankCompare every bank for this car
Radar RD6 EconFrom ₱1,398,000₱23,449/mo at UnionBankCompare every bank for this car
Mazda Mazda3From ₱1,390,000₱23,315/mo at UnionBankCompare every bank for this car
Mitsubishi DestinatorFrom ₱1,389,000₱23,298/mo at UnionBankCompare every bank for this car
Dongfeng Rich 7From ₱1,388,000₱23,281/mo at UnionBankCompare every bank for this car
JAC JS6From ₱1,380,000₱23,147/mo at UnionBankCompare every bank for this car
Ford RangerFrom ₱1,379,000₱23,130/mo at UnionBankCompare every bank for this car
Mitsubishi Xpander CrossFrom ₱1,378,000₱23,114/mo at UnionBankCompare every bank for this car
Jetour DashingFrom ₱1,373,000₱23,030/mo at UnionBankCompare every bank for this car
Geely OkavangoFrom ₱1,368,000₱22,946/mo at UnionBankCompare every bank for this car
Mitsubishi XForceFrom ₱1,367,000₱22,929/mo at UnionBankCompare every bank for this car
Aion ESFrom ₱1,358,000₱22,778/mo at UnionBankCompare every bank for this car
Dongfeng Forthing U-TourFrom ₱1,358,000₱22,778/mo at UnionBankCompare every bank for this car
JAC JS8 ProFrom ₱1,350,000₱22,644/mo at UnionBankCompare every bank for this car
Great Wall GWM CannonFrom ₱1,348,000₱22,610/mo at UnionBankCompare every bank for this car
Starting prices from each model's lowest variant. Monthly payments exclude insurance and one-time charges.
Which bank stretches ₱25,000 furthest
20% down, 60 months, brand new.
UnionBank₱1,490,461
Maybank₱1,472,899
BDO₱1,453,901
RCBC₱1,446,759
EastWest₱1,439,650
Metrobank₱1,439,429
BPI₱1,431,188
Security Bank₱1,414,881
Most expensive car the budget finances at each bank. Standard rates.
Questions
What car can I afford with ₱25,000 a month?
With 20% down over 60 months, ₱25,000 a month finances a car priced up to ₱1,490,461 at UnionBank, the bank with the lowest monthly payment for that term. 155 models in our catalogue start at or below that price. A bigger down payment or a longer term raises the price you can afford; the ladder above shows by how much.
Which bank gives the most car for ₱25,000 a month?
Over 60 months with 20% down: UnionBank, up to ₱1,490,461; Maybank, up to ₱1,472,899; BDO, up to ₱1,453,901.
Other budgets
- ₱10,000 a month
- ₱15,000 a month
- ₱20,000 a month
- ₱30,000 a month
- ₱40,000 a month
- ₱50,000 a month
- Under ₱500,000
- Under ₱1 million
- Under ₱1.5 million
- Under ₱2 million
- Under ₱3 million
Found a car? Compare every bank's monthly payment for it, or answer 5 questions for the three loans that fit you.