Cars you can finance at ₱30,000 a month, 2026
By Aditya AmanPublished Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.₱30,000 a month finances a car priced up to ₱1,788,553, with 20% down over 5 years at UnionBank. 193 models fit.
- Most car for the budget
- ₱1,788,553 (20% down, 60 months)
- Loan
- ₱1,430,843
- Down payment
- ₱357,711
- Cheapest bank
- UnionBank, 25.80% for 60 months
- Models that fit
- 193
Cars that fit ₱30,000 a month
Move the slider, change the down payment or term, or pick a brand. Each car shows its monthly payment at the cheapest bank.
₱30,000 a month finances a car up to ₱1,788,553 with 20% down over 60 months at UnionBank. 193 models fit.
Hycan A06 PlusFrom ₱1,788,000₱29,991/mo at UnionBankCompare every bank for this car
Lynk & Co 02From ₱1,788,000₱29,991/mo at UnionBankCompare every bank for this car
Toyota FortunerFrom ₱1,775,000₱29,773/mo at UnionBankCompare every bank for this car
Hyundai CustinFrom ₱1,770,000₱29,689/mo at UnionBankCompare every bank for this car
VinFast VF 7From ₱1,760,000₱29,521/mo at UnionBankCompare every bank for this car
Peugeot e-2008From ₱1,750,000₱29,353/mo at UnionBankCompare every bank for this car
Nissan TerraFrom ₱1,749,000₱29,337/mo at UnionBankCompare every bank for this car
Isuzu MU-XFrom ₱1,725,000₱28,934/mo at UnionBankCompare every bank for this car
Changan Nevo Hunter K50 ReevFrom ₱1,699,000₱28,498/mo at UnionBankCompare every bank for this car
Radar RD6 EM-PFrom ₱1,698,000₱28,481/mo at UnionBankCompare every bank for this car
Hycan Z03From ₱1,688,000₱28,313/mo at UnionBankCompare every bank for this car
Changan UNI-TFrom ₱1,679,000₱28,162/mo at UnionBankCompare every bank for this car
Toyota ZenixFrom ₱1,676,000₱28,112/mo at UnionBankCompare every bank for this car
Jaecoo EJ6From ₱1,649,000₱27,659/mo at UnionBankCompare every bank for this car
Volkswagen LamandoFrom ₱1,619,000₱27,156/mo at UnionBankCompare every bank for this car
Honda CivicFrom ₱1,583,000₱26,552/mo at UnionBankCompare every bank for this car
DFSK E5From ₱1,580,000₱26,502/mo at UnionBankCompare every bank for this car
Kia CarensFrom ₱1,570,000₱26,334/mo at UnionBankCompare every bank for this car
Mitsubishi Montero SportFrom ₱1,568,000₱26,301/mo at UnionBankCompare every bank for this car
Suzuki Jimny 5-DoorFrom ₱1,558,000₱26,133/mo at UnionBankCompare every bank for this car
Mazda BT-50From ₱1,550,000₱25,999/mo at UnionBankCompare every bank for this car
BYD Sealion 6 DM-iFrom ₱1,548,000₱25,965/mo at UnionBankCompare every bank for this car
Chery Tiggo ReV LEFrom ₱1,528,000₱25,630/mo at UnionBankCompare every bank for this car
Hyundai KonaFrom ₱1,528,000₱25,630/mo at UnionBankCompare every bank for this car
Starting prices from each model's lowest variant. Monthly payments exclude insurance and one-time charges.
Which bank stretches ₱30,000 furthest
20% down, 60 months, brand new.
UnionBank₱1,788,553
Maybank₱1,767,478
BDO₱1,744,681
RCBC₱1,736,111
EastWest₱1,727,580
Metrobank₱1,727,315
BPI₱1,717,426
Security Bank₱1,697,857
Most expensive car the budget finances at each bank. Standard rates.
Questions
What car can I afford with ₱30,000 a month?
With 20% down over 60 months, ₱30,000 a month finances a car priced up to ₱1,788,553 at UnionBank, the bank with the lowest monthly payment for that term. 193 models in our catalogue start at or below that price. A bigger down payment or a longer term raises the price you can afford; the ladder above shows by how much.
Which bank gives the most car for ₱30,000 a month?
Over 60 months with 20% down: UnionBank, up to ₱1,788,553; Maybank, up to ₱1,767,478; BDO, up to ₱1,744,681.
Other budgets
- ₱10,000 a month
- ₱15,000 a month
- ₱20,000 a month
- ₱25,000 a month
- ₱40,000 a month
- ₱50,000 a month
- Under ₱500,000
- Under ₱1 million
- Under ₱1.5 million
- Under ₱2 million
- Under ₱3 million
Found a car? Compare every bank's monthly payment for it, or answer 5 questions for the three loans that fit you.