Cars you can finance at ₱50,000 a month, 2026
By Aditya AmanPublished Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.₱50,000 a month finances a car priced up to ₱2,980,922, with 20% down over 5 years at UnionBank. 269 models fit.
- Most car for the budget
- ₱2,980,922 (20% down, 60 months)
- Loan
- ₱2,384,738
- Down payment
- ₱596,184
- Cheapest bank
- UnionBank, 25.80% for 60 months
- Models that fit
- 269
Cars that fit ₱50,000 a month
Move the slider, change the down payment or term, or pick a brand. Each car shows its monthly payment at the cheapest bank.
₱50,000 a month finances a car up to ₱2,980,922 with 20% down over 60 months at UnionBank. 269 models fit.
Lexus UXFrom ₱2,938,000₱49,280/mo at UnionBankCompare every bank for this car
Baic B60 BeaumontFrom ₱2,898,000₱48,609/mo at UnionBankCompare every bank for this car
Kia CarnivalFrom ₱2,888,000₱48,441/mo at UnionBankCompare every bank for this car
Subaru WRX WagonFrom ₱2,880,000₱48,307/mo at UnionBankCompare every bank for this car
Lexus ISFrom ₱2,868,000₱48,106/mo at UnionBankCompare every bank for this car
Hyundai Ioniq 5From ₱2,840,000₱47,636/mo at UnionBankCompare every bank for this car
Mazda CX-60From ₱2,790,000₱46,798/mo at UnionBankCompare every bank for this car
Mazda CX-9From ₱2,790,000₱46,798/mo at UnionBankCompare every bank for this car
Subaru WRXFrom ₱2,788,000₱46,764/mo at UnionBankCompare every bank for this car
Aito M5 2600From ₱2,757,000₱46,244/mo at UnionBankCompare every bank for this car
Zeekr 7XFrom ₱2,750,000₱46,127/mo at UnionBankCompare every bank for this car
Changan UNI-KFrom ₱2,719,000₱45,607/mo at UnionBankCompare every bank for this car
Toyota GR86From ₱2,716,000₱45,556/mo at UnionBankCompare every bank for this car
Toyota bZ4XFrom ₱2,699,000₱45,271/mo at UnionBankCompare every bank for this car
Lynk & Co 05From ₱2,698,000₱45,254/mo at UnionBankCompare every bank for this car
BYD eMAX 9 DM-iFrom ₱2,678,000₱44,919/mo at UnionBankCompare every bank for this car
Hyundai Elantra NFrom ₱2,638,000₱44,248/mo at UnionBankCompare every bank for this car
Subaru BRZFrom ₱2,609,000₱43,762/mo at UnionBankCompare every bank for this car
Zeekr XFrom ₱2,600,000₱43,611/mo at UnionBankCompare every bank for this car
MG Marvel RFrom ₱2,588,888₱43,424/mo at UnionBankCompare every bank for this car
Hongqi EHS7From ₱2,580,000₱43,275/mo at UnionBankCompare every bank for this car
Subaru OutbackFrom ₱2,580,000₱43,275/mo at UnionBankCompare every bank for this car
Lexus LBXFrom ₱2,558,000₱42,906/mo at UnionBankCompare every bank for this car
Foton Thunder EVFrom ₱2,550,000₱42,772/mo at UnionBankCompare every bank for this car
Starting prices from each model's lowest variant. Monthly payments exclude insurance and one-time charges.
Which bank stretches ₱50,000 furthest
20% down, 60 months, brand new.
UnionBank₱2,980,922
Maybank₱2,945,797
BDO₱2,907,802
RCBC₱2,893,519
EastWest₱2,879,300
Metrobank₱2,878,858
BPI₱2,862,377
Security Bank₱2,829,762
Most expensive car the budget finances at each bank. Standard rates.
Questions
What car can I afford with ₱50,000 a month?
With 20% down over 60 months, ₱50,000 a month finances a car priced up to ₱2,980,922 at UnionBank, the bank with the lowest monthly payment for that term. 269 models in our catalogue start at or below that price. A bigger down payment or a longer term raises the price you can afford; the ladder above shows by how much.
Which bank gives the most car for ₱50,000 a month?
Over 60 months with 20% down: UnionBank, up to ₱2,980,922; Maybank, up to ₱2,945,797; BDO, up to ₱2,907,802.
Other budgets
- ₱10,000 a month
- ₱15,000 a month
- ₱20,000 a month
- ₱25,000 a month
- ₱30,000 a month
- ₱40,000 a month
- Under ₱500,000
- Under ₱1 million
- Under ₱1.5 million
- Under ₱2 million
- Under ₱3 million
Found a car? Compare every bank's monthly payment for it, or answer 5 questions for the three loans that fit you.