Car loan for cars under ₱1.5 million, 2026
By Aditya AmanPublished Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.A ₱1.5 million car costs ₱25,160 a month with 20% down over 5 years at UnionBank. 165 models are priced up to ₱1.5 million.
- Monthly payment
- ₱25,160 (20% down, 60 months)
- Down payment
- ₱300,000
- Total interest
- ₱309,600
- Cheapest bank
- UnionBank, 25.80% for 60 months
- Models under this price
- 165
Cars under ₱1.5 million, with monthly payments
Move the slider, change the down payment or term, or pick a brand. Each car shows its monthly payment at the cheapest bank.
A ₱1,500,000 car costs ₱25,160 a month with 20% down over 60 months at UnionBank. 165 models are priced up to ₱1,500,000.
Omoda 7From ₱1,500,000₱25,160/mo at UnionBankCompare every bank for this car
Kaiyi X7 PHEVFrom ₱1,499,000₱25,143/mo at UnionBankCompare every bank for this car
Omoda E5From ₱1,499,000₱25,143/mo at UnionBankCompare every bank for this car
Honda HR-VFrom ₱1,498,000₱25,126/mo at UnionBankCompare every bank for this car
Hyundai TucsonFrom ₱1,498,000₱25,126/mo at UnionBankCompare every bank for this car
BYD Atto 3From ₱1,498,000₱25,126/mo at UnionBankCompare every bank for this car
Aion VFrom ₱1,498,000₱25,126/mo at UnionBankCompare every bank for this car
Aion YFrom ₱1,498,000₱25,126/mo at UnionBankCompare every bank for this car
BYD eMAX 7From ₱1,498,000₱25,126/mo at UnionBankCompare every bank for this car
Jetour X70 Lightning i-DMFrom ₱1,498,000₱25,126/mo at UnionBankCompare every bank for this car
Baic B30e DuneFrom ₱1,488,000₱24,959/mo at UnionBankCompare every bank for this car
Wuling StarlightFrom ₱1,483,000₱24,875/mo at UnionBankCompare every bank for this car
MG 4 EVFrom ₱1,468,888₱24,638/mo at UnionBankCompare every bank for this car
VinFast VF 6From ₱1,419,000₱23,801/mo at UnionBankCompare every bank for this car
Peugeot 2008From ₱1,418,000₱23,785/mo at UnionBankCompare every bank for this car
Changan X7 PlusFrom ₱1,399,000₱23,466/mo at UnionBankCompare every bank for this car
Ford Territory HybridFrom ₱1,399,000₱23,466/mo at UnionBankCompare every bank for this car
Jaecoo J7From ₱1,399,000₱23,466/mo at UnionBankCompare every bank for this car
MG HS HybridFrom ₱1,398,888₱23,464/mo at UnionBankCompare every bank for this car
BYD DolphinFrom ₱1,398,000₱23,449/mo at UnionBankCompare every bank for this car
Radar RD6 EconFrom ₱1,398,000₱23,449/mo at UnionBankCompare every bank for this car
Mazda Mazda3From ₱1,390,000₱23,315/mo at UnionBankCompare every bank for this car
Mitsubishi DestinatorFrom ₱1,389,000₱23,298/mo at UnionBankCompare every bank for this car
Dongfeng Rich 7From ₱1,388,000₱23,281/mo at UnionBankCompare every bank for this car
Starting prices from each model's lowest variant. Monthly payments exclude insurance and one-time charges.
Monthly payment on a ₱1.5 million car at every bank
20% down, 60 months, brand new.
UnionBank₱25,160
Maybank₱25,460
BDO₱25,793
RCBC₱25,920
EastWest₱26,048
Metrobank₱26,052
BPI₱26,202
Security Bank₱26,504
Monthly payment at each bank. Standard rates.
Questions
How much is the monthly payment on a ₱1.5 million car?
₱25,160 a month with 20% down over 60 months at UnionBank, the lowest for that term. With 30% down it is ₱22,015; over 36 months with 20% down, ₱38,403.
How many cars are under ₱1.5 million in the Philippines?
165 models in our catalogue start at or below ₱1.5 million, from Dongfeng Nano Box at ₱295,000 to Omoda 7 at ₱1,500,000.
Other budgets
- ₱10,000 a month
- ₱15,000 a month
- ₱20,000 a month
- ₱25,000 a month
- ₱30,000 a month
- ₱40,000 a month
- ₱50,000 a month
- Under ₱500,000
- Under ₱1 million
- Under ₱2 million
- Under ₱3 million
Found a car? Compare every bank's monthly payment for it, or answer 5 questions for the three loans that fit you.