Volkswagen car loan and financing, 2026

By Aditya AmanPublished Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.

5 Volkswagen models, from the Santana GTS at ₱1,029,000 to the Tharu at ₱1,808,000. With 20% down over 5 years, the lowest monthly payment is ₱17,260 at UnionBank.

Models with a price: 5
Price range: ₱1,029,000 to ₱1,808,000
Lowest monthly: ₱17,260, Volkswagen Santana GTS (20% down, 60 months, UnionBank)

Volkswagen monthly payment by model

Starting price of each model and its monthly payment at UnionBank, the bank with the lowest monthly for 60 months.

Model	Price from	20% down	Monthly, 20% down	Monthly, 30% down
Volkswagen Santana GTS	₱1,029,000	₱205,800	₱17,260	₱15,102
Volkswagen Lavida	₱1,251,000	₱250,200	₱20,983	₱18,361
Volkswagen T-Cross	₱1,298,000	₱259,600	₱21,772	₱19,050
Volkswagen Lamando	₱1,619,000	₱323,800	₱27,156	₱23,762
Volkswagen Tharu	₱1,808,000	₱361,600	₱30,326	₱26,535

Which Volkswagen fits your budget

Set a monthly budget, down payment and term. Switch brands to compare.

Monthly budget₱25,000

Down payment

20%30%40%50%

Pay over

3 years4 years5 years

Brand

₱25,000 a month finances a car up to ₱1,490,461 with 20% down over 60 months at UnionBank. 3 models fit.

Starting prices from each model's lowest variant. Monthly payments exclude insurance and one-time charges.

Questions

How much is the monthly payment for a Volkswagen car?

With 20% down over 60 months at UnionBank, the Volkswagen Santana GTS (from ₱1,029,000) costs ₱17,260 a month and the Volkswagen Tharu (from ₱1,808,000) ₱30,326. Every model's monthly payment is in the table on this page.

Does Volkswagen have in-house financing in the Philippines?

Volkswagen dealers arrange financing through banks at the showroom. Ask the dealer which banks it works with, then compare their monthly payments for your model on this page.

Financing for other brands

Carmaker finance companies: Toyota Financial Services and Mitsubishi Motors Finance.