Nissan car loan and financing, 2026

Aditya Aman, author and expressway expert based in Manila, PhilippinesBy Published Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.

10 Nissan models, from the Almera at ₱873,000 to the Patrol at ₱5,335,000. With 20% down over 5 years, the lowest monthly payment is ₱14,643 at UnionBank.

Models with a price
10
Price range
₱873,000 to ₱5,335,000
Lowest monthly
₱14,643, Nissan Almera (20% down, 60 months, UnionBank)
Banks named by the brand
Only RCBC is named on the current Aug 7 to Sep 30, 2026 Nissan Finance / Nissan Finance Advantage promo page; the page adds 'Banks may vary per dealer and may depend on customer preference' without naming others. This matches prior verified research showing BDO and BPI on separate 2026 0%-interest promos and EastWest at the 2019 launch; there is still no single standing partner-bank list page on nissan.ph.

Nissan monthly payment by model

Starting price of each model and its monthly payment at UnionBank, the bank with the lowest monthly for 60 months.

ModelPrice from20% downMonthly, 20% downMonthly, 30% down
Nissan Almera₱873,000₱174,600₱14,643₱12,813
Nissan Livina₱1,094,000₱218,800₱18,350₱16,056
Nissan Kicks e-POWER₱1,179,000₱235,800₱19,776₱17,304
Nissan Navara₱1,240,000₱248,000₱20,799₱18,199
Nissan Terra₱1,749,000₱349,800₱29,337₱25,669
Nissan Leaf₱1,998,000₱399,600₱33,513₱29,324
Nissan 400Z₱3,888,000₱777,600₱65,215₱57,063
Nissan Z₱3,988,000₱797,600₱66,892₱58,531
Nissan Ariya₱5,000,000₱1,000,000₱83,867₱73,383
Nissan Patrol₱5,335,000₱1,067,000₱89,486₱78,300

Which Nissan fits your budget

Set a monthly budget, down payment and term. Switch brands to compare.

Down payment
Pay over

₱25,000 a month finances a car up to ₱1,490,461 with 20% down over 60 months at UnionBank. 4 models fit.

Starting prices from each model's lowest variant. Monthly payments exclude insurance and one-time charges.

How Nissan financing works

Nissan dealers arrange a bank auto loan at the showroom. What Nissan offers beyond that, on its own site:

Banks named by the brand
Only RCBC is named on the current Aug 7 to Sep 30, 2026 Nissan Finance / Nissan Finance Advantage promo page; the page adds 'Banks may vary per dealer and may depend on customer preference' without naming others. This matches prior verified research showing BDO and BPI on separate 2026 0%-interest promos and EastWest at the 2019 launch; there is still no single standing partner-bank list page on nissan.ph.
Brand financing plans
Nissan offers no used or certified pre-owned financing, no leasing and no a balloon payment plan of its own; its dealers finance through banks.

Promo bank lists change often. Bank vs dealer financing, compared.

Questions

How much is the monthly payment for a Nissan car?

With 20% down over 60 months at UnionBank, the Nissan Almera (from ₱873,000) costs ₱14,643 a month and the Nissan Patrol (from ₱5,335,000) ₱89,486. Every model's monthly payment is in the table on this page.

Does Nissan have in-house financing in the Philippines?

Nissan dealers arrange financing through banks. Only RCBC is named on the current Aug 7 to Sep 30, 2026 Nissan Finance / Nissan Finance Advantage promo page; the page adds 'Banks may vary per dealer and may depend on customer preference' without naming others. This matches prior verified research showing BDO and BPI on separate 2026 0%-interest promos and EastWest at the 2019 launch; there is still no single standing partner-bank list page on nissan.ph.. Compare those banks' rates for your model before you sign.

Financing for other brands

Carmaker finance companies: Toyota Financial Services and Mitsubishi Motors Finance.