Volvo car loan and financing, 2026

Aditya Aman, author and expressway expert based in Manila, PhilippinesBy Published Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.

6 Volvo models, from the EX30 at ₱2,990,000 to the XC60 at ₱4,490,000. With 20% down over 5 years, the lowest monthly payment is ₱50,152 at UnionBank.

Models with a price
6
Price range
₱2,990,000 to ₱4,490,000
Lowest monthly
₱50,152, Volvo EX30 (20% down, 60 months, UnionBank)

Volvo monthly payment by model

Starting price of each model and its monthly payment at UnionBank, the bank with the lowest monthly for 60 months.

ModelPrice from20% downMonthly, 20% downMonthly, 30% down
Volvo EX30₱2,990,000₱598,000₱50,152₱43,883
Volvo XC40₱3,690,000₱738,000₱61,894₱54,157
Volvo XC40 Recharge₱3,990,000₱798,000₱66,926₱58,560
Volvo C40 Recharge₱4,190,000₱838,000₱70,280₱61,495
Volvo S90₱4,490,000₱898,000₱75,312₱65,898
Volvo XC60₱4,490,000₱898,000₱75,312₱65,898

Which Volvo fits your budget

Set a monthly budget, down payment and term. Switch brands to compare.

Down payment
Pay over

₱25,000 a month finances a car up to ₱1,490,461 with 20% down over 60 months at UnionBank. 0 models fit.

    Starting prices from each model's lowest variant. Monthly payments exclude insurance and one-time charges.

    How Volvo financing works

    Volvo dealers arrange a bank auto loan at the showroom. What Volvo offers beyond that, on its own site:

    Brand financing plans
    Volvo offers no leasing of its own; its dealers finance through banks.

    Promo bank lists change often. Bank vs dealer financing, compared.

    Questions

    How much is the monthly payment for a Volvo car?

    With 20% down over 60 months at UnionBank, the Volvo EX30 (from ₱2,990,000) costs ₱50,152 a month and the Volvo XC60 (from ₱4,490,000) ₱75,312. Every model's monthly payment is in the table on this page.

    Does Volvo have in-house financing in the Philippines?

    Volvo dealers arrange financing through banks at the showroom. Ask the dealer which banks it works with, then compare their monthly payments for your model on this page.

    Financing for other brands

    Carmaker finance companies: Toyota Financial Services and Mitsubishi Motors Finance.