Lexus car loan and financing, 2026

Aditya Aman, author and expressway expert based in Manila, PhilippinesBy Published Sep 28, 2026Editorial PolicyLives in the Philippines and has driven nearly every Luzon expressway with his family.

13 Lexus models, from the LBX at ₱2,558,000 to the LC Convertible at ₱12,368,000. With 20% down over 5 years, the lowest monthly payment is ₱42,906 at UnionBank.

Models with a price
13
Price range
₱2,558,000 to ₱12,368,000
Lowest monthly
₱42,906, Lexus LBX (20% down, 60 months, UnionBank)

Lexus monthly payment by model

Starting price of each model and its monthly payment at UnionBank, the bank with the lowest monthly for 60 months.

ModelPrice from20% downMonthly, 20% downMonthly, 30% down
Lexus LBX₱2,558,000₱511,600₱42,906₱37,543
Lexus IS₱2,868,000₱573,600₱48,106₱42,093
Lexus UX₱2,938,000₱587,600₱49,280₱43,120
Lexus NX₱3,158,000₱631,600₱52,970₱46,349
Lexus ES₱3,498,000₱699,600₱58,673₱51,339
Lexus RZ₱4,348,000₱869,600₱72,930₱63,814
Lexus RX₱4,778,000₱955,600₱80,143₱70,125
Lexus LS₱5,468,000₱1,093,600₱91,717₱80,252
Lexus LM₱7,158,000₱1,431,600₱120,064₱105,056
Lexus GX₱7,578,000₱1,515,600₱127,108₱111,220
Lexus LX₱10,788,000₱2,157,600₱180,951₱158,332
Lexus LC₱11,098,000₱2,219,600₱186,150₱162,882
Lexus LC Convertible₱12,368,000₱2,473,600₱207,453₱181,521

Which Lexus fits your budget

Set a monthly budget, down payment and term. Switch brands to compare.

Down payment
Pay over

₱25,000 a month finances a car up to ₱1,490,461 with 20% down over 60 months at UnionBank. 0 models fit.

    Starting prices from each model's lowest variant. Monthly payments exclude insurance and one-time charges.

    How Lexus financing works

    Lexus dealers arrange a bank auto loan at the showroom. What Lexus offers beyond that, on its own site:

    Brand financing plans
    Lexus offers no leasing of its own; its dealers finance through banks.

    Promo bank lists change often. Bank vs dealer financing, compared.

    Questions

    How much is the monthly payment for a Lexus car?

    With 20% down over 60 months at UnionBank, the Lexus LBX (from ₱2,558,000) costs ₱42,906 a month and the Lexus LC Convertible (from ₱12,368,000) ₱207,453. Every model's monthly payment is in the table on this page.

    Does Lexus have in-house financing in the Philippines?

    Lexus dealers arrange financing through banks at the showroom. Ask the dealer which banks it works with, then compare their monthly payments for your model on this page.

    Financing for other brands

    Carmaker finance companies: Toyota Financial Services and Mitsubishi Motors Finance.